Category Archives for Scams

Work from Home Scams List – 20+ Scams to Avoid Like the Plague!

If you are looking for work that can be done from home but want to avoid the scams, which I imagine you do, then you are in the right place.

In this work from home scams list I will be going over a handful of scams I have either come across personally over the years as well as some other popular ones worthy of attention.

But first... let's take a look at the definition of a scam, which according to Google is "a dishonest scheme; a fraud"...


This is a pretty vague definition, which is the point of me bringing it up. What one person deems dishonest another may seem as being just a sleight of the tongue. 

One person may see the overly-salesy salesman as a scammer while another may just see him as something doing his job.

So with this in mind, these scams in this list are largely based on my opinion... but I believe that any reasonable person would also see them as being such.

Mega-List of 22 Disgusting Work from Home Scams You Need to Avoid

1. "Link Posting" Scams

"Link posting" scams are very common. They lure people in with the hopes of making easy money just posting links for companies.

These scams are basically a spin-off of the legitimate opportunity called affiliate marketing, which is when you promote products for companies online via affiliate links and earn commissions, but they are completely fake. The reason the opportunity sounds so convincing is because they are loosely based on a real opportunity.

A common type of these scams floating around the internet presents itself like this...

link posting scam

There are many variations, and they certainly aren't limited to this exact type, but this is commonly seen... and the way they scam people is by presenting the opportunity to make easy money posting links and then pushing unsuspecting individuals to purchase some sort of training package to get going, which includes outdated and pretty much useless training.

2. Paid Survey Scams

There are legitimate paid survey sites out there like Swagbucks, Inbox Dollars, etc... these sites will pay you small amounts of money to share your opinion. However, there are also scams.

Survey Voices and Survey Sheep are two that come to mind.

Survey opportunities like this are sometimes presented as ways to make large amounts of easy money, such as up to $300, but are entirely different then they first appear.

At first glance they may seem like they are the ones that will be paying you, but in reality they just push people to join other paid survey sites and earn referral bonuses for doing so. Rather than actually being survey opportunities they just push you to join other survey opportunities.

3. Fake Worksheet Processor Jobs

Worksheet processing jobs are another fake opportunity that we have seen pop up quite a bit recently. They are presented as easy ways to earn money by just filling out worksheets, a type of data entry job.

Of course there are plenty of real and legitimate data entry jobs out there, but be careful what you get involved with.

It seems that the opportunity to process worksheets to help people claim "unclaimed money" is pretty popular, such as that presented with UBA Tracers...

UBA Tracers

This particular scam provides training to new worksheet processors and everything, but requires them to pay for their worksheets, which they are supposed to get paid for completing. But of course this never actually happens.

4. "Push Button" & "Done-For-You" Scams

There is a romantic idea that one can make heaps of cash online with just the push of a button. And while it is true that many of the processes involved with making money online can be automated, a real, fully "push-button" system is far from being realistic.

Yet, these "push button", "done-for-you" scams are some of the most common out there and scam many.

If you ever come across an opportunity where you are told that the creators have already done everything for you, such as they already "set up your money making account" or they already "built your money making website" then it's probably best to run for the hills.

As an example, the DMM System is one of these scams...

DMM System

Money Sucking Websites is another popular scam of these sorts that continues to evolve... which is presented as a way to "earn $500 per day just by pressing a button"...

Money Sucking Websites
5. Fake Sweepstakes Opportunities

While you wouldn't normally think of an opportunity to win sweepstakes as  "job", some of these are presented as ways to earn very high amounts of income, which may lead one to believe it could replace a job.

These are extremely common and very easy for scammers to set up. All you usually have to do is enter your email address and maybe a phone number to get a chance to win the prize, such as up to $1,000,000 like that shown on the scammy WinLoot website...


Then of course you either never win or you do win and it's impossible to actually get the money. ‚Äč

One of the scams is that they steal your contact information and then sell it online... so be prepared to be bombarded with spam emails and phone calls if you sign up for one of these fake sweepstakes competitions.

Another type of sweepstakes scam is that of check cashing, which I'll talk more about in a bit. This is when they send out a fake check in the mail.

6. MLM Opportunities

Mary Kay, Herbalife, Amway, Younique, HempWorx, etc... these are all large MLM companies. But although failure rates with MLMs are extremely high, and pretty much guaranteed to be that way because of their pyramid multi-level marketing structure... these are not scams.

The scam MLM opportunities that I'm talking about in particular here are those that are presented as real, normal, salary jobs. This is usually due to representatives of the MLMs trying to recruit in new reps by posting job opportunities on Craigslist, and other sites.

MLMs aren't my cup of tea by any means, but they can be legitimate companies... but when reps present the opportunities in a misleading way just to recruit in other reps... this is scammy.

7. Pyramid Schemes

A close relative of the MLM opportunity is the pyramid scheme... and this is its illegal cousin.

Pyramid schemes are often disguised as MLMs to keep from being shut down by governments for legal reasons... and the difference is that legitimate MLMs sell real products to consumers while pyramid schemes rely overwhelmingly on new recruits... whom are often forced to purchase products.

Both can sell products... but the pyramid scheme relies almost solely on new recruits rather than sales to real customers.

You have to avoid these. They are guaranteed to fail based on their structure and only a very small percentage of people at the top stand a chance of making good money.

8. Cash Gifting

Cash gifting is a very luring scam due to it's potential of making easy money fast... and the fact that these schemes are thought to be legal.

BUT... while giving and receiving large cash gifts is completely legal... it becomes illegal when built into some sort of money-making recruitment scheme, which often times falls into the category of being a pyramid scheme.

For example, the common cash-gifting scheme requires participants to send cash gifts in order to qualify, with the hope of earning large amounts of money getting others to join and send them cash gifts. This is illegal.

*There is a good article on wikiHow that explains how you can send cash gifts legally. But this doesn't include any of the work from home schemes that exist in this area.

9. Fake Social Media Influencer Jobs

These scams have become increasingly popular, which probably means that they have been very successful with scamming people. They have become so popular that I found it reasonable to write a post warning about these influencer scams.

The lure is that you can make very easy money by being an "influencer" on social media... and the job consists of promoting the opportunity by referring others to make easy money... and lots of it.

Paid 4 Clout, Kids Earn Cash, and many other similar variations are some examples...

Paid 4 Clout
kids earn cash

These sites trick people into referring friends in the hopes of making money, yet they never pay. And they also provide a bunch of promotional offers, such as the chance to make money taking surveys or the chance to win $100 gift cards... but these are usually fake offers too... just a way for them to make money getting you to sign up for things.

10. Affiliate System Scams

You also have to watch out for the pre-made affiliate systems that are out there. You can make money with these, and they may not be entirely "scams", but they certainly can be misleading.

What I'm talking about are sales funnel systems that lure people in and then push them to go out and promote the same system to other people.

Usually they are promoted as some "secret" system or formula that someone created for making money, such as that shown here with the Secret Income Formula...


These are basically one big cycle of people buying into a system and then getting others to buy in, earning affiliate commissions each time they get someone to buy in.

Scam or not? You decide.

11. Ecommerce Job Scams

And then there are the ecommerce-type job scams. 

In particular, what I'm talking about here are the opportunities presented as ways to make big money with your own ecommerce business.

At the top of scammy ecommerce systems I would rank MyEcomClub, which has been promoted in a number of extremely deceptive and misleading ways, such as that shown below of there being some "mobile money" loophole that anyone can tap into to create a "secret income stream"...


There have been many scammy promotions for this and it is by no means the only ecommerce opportunity scam out there.

How these work is like this: They lure in people with the hopes and dreams of making boatloads of money with their own ecommerce businesses. But first what they have to buy into is the training and tools to be able to create such businesses... and of course actually being successful with this is something that is much more difficult than it is promoted as being... and much different in general.

The promotions can be incredibly misleading for some, but know that not all ecommerce training courses are scams by any means. 

12. Automated Trading Software Scams

Automated trading scams are fairly common to come across as well. These opportunities are presented as ways to invest a small amount of money and make huge returns using some sort of automated trading system for free. The minimum investment is almost always $250 and you will likely never see that money again.

These scams always exploit popular new trends, such as that shown here that was called Banking on Blockchain and was supposedly a trading system that would make investors tons of money by trading Bitcoin and other cryptocurrencies...


There have been similar scams claiming to trade at extremely high win percentages in the area of marijuana stocks, and many other areas, even trading Netflix stocks of all things...


The scammers behind these will try to exploit any opportunity and nothing is off-limits.

They direct investors to unregulated brokers and receive commission kickbacks for luring them in.

Any automated trading system that has a 90%+ win rate and is promoted as being free to use is definitely a scam.

13. The Fake "Ad Flipping" Opportunity

There is another category of scams going around called "ad flipping". The idea is that you can make a ton of easy money by buying banner ads at low prices and then selling them if they do well and increase in price. So for example, you could buy a banner ad for a new pair of Nike shoes early on, and then the ad may do very well and the shoes may become very popular, allowing you to "flip" it for high earnings.

Of course they tell prospects that they can use their super awesome "ad flipping" system for free, which has a 98% win rate of course, but the problem is that you first have to invest money ($250 min) to get started... because the system needs to buy ads first, then flip them. This is similar to the trading system scams.

It's all an elaborate made-up scam and there are plenty to go around. FreeAdCashSystem is just one of many...

free ad cash system

And Daily Banner Profits was another that was heavily promoted for quite some time...

daily banner profits
14. Misleading Online Gaming Job Opportunities

Would you like to make money playing games online? And possibly enough to even live off of?

Wouldn't we all?

There are real ways to make money playing games online, such as testing out new games, but these opportunities are often promoted in incredibly deceptive ways.

There have been some promotions for scammy programs like Gaming Jobs Online that claims "YOU TOO can easily make an average of $39,063 a year" as a video game tester...

make money selling games

BUT... of course here they wanted people to buy their training program to learn how to do it.

15. Fake Job Agencies

Fake job agencies also exist to lure people into scam opportunities, often in the "work-from-home" area.

If you are contacted by a job agency and something seems a bit strange, such as maybe they talk about how much money you will be able to make, always look into things.

Look for their credentials and maybe do a quick Google search.

Fake job agencies often contact people with emails saying that "Hey, we've received your application" when really an application was never submitted in the first place.

16. Job Board Scams

There are tons of job-boards out there that help job seekers search for open positions in various fields... but sometimes even these sites are fake.

For example, there is the "Get Customer Service Jobs" job board (and other variations) that seem to promote misleading or fake job opportunities. This particular one I came across having misleading promotions for the Harvard Risk Management Corporation work-from-home opportunity.


Monster, Indeed, Career Builder, etc... these are all reputable and legitimate job boards... stick with them.

*Note: But also be careful with the legitimate job boards. They do a good job at keeping scam job postings off their sites, but sometimes they slip through the cracks.

17. Check Cashing Job Scams

Check cashing scams are a sneaky type of scam that fortunately are being avoided more and more these days, due to increased attention from governments and other organizations.

In a check cashing scam the victim is asked to cash a check, which looks real and is supposed to be real, but is fake. In a well run scam of this kind the check will be such a good fake that the victim's bank will take it and it won't be until later that they realize it is fake. However, at this time the scam is already complete... the victims will have been asked to wire transfer money immediately after cashing the check.

Check cashing scams come in many forms, which just a couple examples including...

  • Mystery shopping jobs - Some scam mystery shopping opportunities will send you a hefty check in the mail to cover the costs of the shopping gig you completed. What you are supposed to do is cash the check, take enough to cover your expenses, and then send the extra money back via wire transfer. But... of course it is fake.
  • Lottery/sweepstakes scams - They claim "You've Won!". Then you get sent a check and the scammer claims the amount, for tax reasons, needs to be sent in. The check however is a fake.
18. Package Processing/Reshipping/Forwarding Scams

Package processing/shipping scams can turn out pretty bad... because you can get in trouble legally. And, these are fairly popular, enough so that law firms like BUKH Law Firm in New York are advertising their reshipping scam defense lawyer services.

These opportunities are presented as jobs where you will receive packages and reship them elsewhere.

Sounds a bit strange... I mean... why can't they just ship them to the destination to begin with, right? But it sounds easy, so a lot of people go for them.

BUT... what often happens in these scams is the transport of illegal or stolen goods. The people running the reshipping schemes don't want to get caught so they hire other unsuspecting and innocent individuals to do it for them... and you can get in trouble with the law.

Often times the scammers will place orders online with stolen credit cards and have them shipped to the innocent reshipper, who will be asked to forward them to some PO box oversees or something like this... often untraceable back to the scammer orchestrating the whole thing.

19. Envelope Stuffing

There are legitimate envelope stuffing jobs that exist... but also a lot of fake opportunities, so much so that the FTC even warns about them.

Here people are lured in with the hopes of making very easy money by simply preparing mailings, which may also involve sealing the envelopes and paying postage.

Sounds easy, and it is easy, but the catch is that you have to pay a small fee for materials and whatnot. However, it is still luring because this fee is nothing compared to the income they claim you will be able to make.

So, in a nutshell, you pay for supplies to stuff envelopes and the whole operation is completely unnecessary and fake... so you never get paid for your work.

20. Fake Assembly Jobs

These go hand-in-hand with the envelope stuffing jobs. Here people are told that they can get paid to assemble products to sell, but first they will be required to purchase a start-up kit of some kind.

In the end, no money will be made.

21. The Popular "You Will Need These Training Materials" Scam

It makes sense that with a work at home job opportunity you might need training materials. After all, you will be staying at home so there will be no one to train you in-person.

What makes these opportunities even more convincing is the fact that legitimate MLM opportunities often require the purchase of some sort of starter kit, which includes training materials.

With the fake jobs you will likely receive nothing after making the purchase, and, even if you do receive something it will be a waste of time.

Sometimes these scams, even more confusingly, are like an added layer over top of a legitimate work-at-home job opportunity. For example, the Postal Job Source scam that I exposed was presented as a way to get a job with the USPS, and seemed like it was actually a staffing agency of the USPS. However, it was really just some dumb program trying to sell people "registration packages" that would provide some training that could hopefully increase their chances of landing a job with the USPS but was not affiliated with them in any way... very misleading.

They come in many different forms.

22. Mystery Shopping Frauds

Besides the mystery shopping scams that sucker people out of their money by getting them to cash fake checks, they also come in other forms.

Similar to the scams mentioned above, some fake mystery shopping gigs will require that you pay a fee to get access to their database of shopping companies and other (supposedly) important information. 

However, legitimate mystery shopping jobs are listed for free as well as companies that hire mystery shoppers. There is no need to pay for such information.

Tips to Avoid The Scams & Stay Safe

Avoiding scams can be difficult. They continue to evolve and scammers will try to scam people in just about any way possible.

The best scams are build around some sort of real, legitimate business opportunity... which makes them all the more convincing.

If something sounds too good to be true then...

If there was only one piece of advice I could give it would be to follow the old saying: "if something sounds too good to be true then it probably is".

The promise of good pay and easy work can be very tempting, but in the real-world opportunities like this are rare. So don't jump in on something without doing your homework.

As a rule of thumb..

As a rule of thumb, a very general rule of thumb, you shouldn't need to pay to get started with a job opportunity.

This is especially true when you will be working for a company. However, it is less true with freelance work where you have to train yourself, buy your own materials, and things like this. In freelance you are on your own.

The work-from-home opportunity I've been with for over 3 years..

If a freelance type of work at home opportunity interests you then I highly suggest taking a look at the guide I put together that details exactly what I do and how complete newbies can get started.

Just know that, because this is freelance, it takes time to get going and you aren't guaranteed a certain amount of pay. It is commission based, which I like because of the potential and freedom, but it has some downsides.

If interested, you can find out more here.

Anyways... I hope you've found this article helpful. Be sure to leave any comments or questions below. I like to hear back from my readers ūüôā

Postal Jobs Source Review – Scam or Guaranteed Postal Service Jobs?

Postal Jobs Source claims that "the Postal Service is now hiring" and that you can start out at $18.47 - $33.82 with no experience, but unfortunately this is not what you think.

It's not really a full-blown scam but it certainly is a misleading opportunity.

In this Postal Jobs Source review we'll be going over why it's NOT what you think and what you are really getting into.

As the old saying goes... if something sounds too good to be true then it probably is. This basically seems like a guaranteed way to get a job with the Postal Service... but certainly is NOT.

Warning: There are lots of fake Postal Service job postings out there. Flex Jobs posted a "job scam alert" for this, the FTC warns people about government job scams such as for the Postal Service, and even talks about Fraudulent Postal Job & Exam Services.

Postal Jobs Source Overview

There are many ways that the scammers behind this website lure people in. 

There is a good chance you received an email with a link to the site, or maybe were directed to a fake job-board site, which then directed you to the Postal Jobs Source website.

Postal Jobs Source has multiple website addresses. Some that I am aware of include:


They all look the same, very professional and do appear to be legitimate at first glance...

*But then again, government websites are often poor and hard to navigate... so maybe this should be the first red-flag! (joke)

Postal Jobs Source Review

"The Postal Service is now hiring" according to the website... but this is just some tricky marketing because the Postal Service is always hiring somewhere. This means nothing.

The more you look into the website the more scammy it looks, as I'll be going over.

On the homepage there is a video with a spokeswoman who gives a brief overview of the opportunity.

Some of the key job details that they mention include:

  • Starting salary of $56,700/yr on average - anywhere from $18.47 to $33.82/hr
  • Lots of benefits - paid vacation, health insurance, etc.
  • No experience required
  • Job security

In the video the spokeswoman mentions how you will need to pass an exam in order to be hired by the Postal Service and that in your "registration package" you will receive sample questions/answers and educational material for studying, a step-by-step guide on the hiring process, etc.  

The position that they are supposedly hiring for is that of a Clerk, which consists of working at the retail counter of a USPS office.


How This Works

Postal Jobs Source is not affiliated with the US Postal Service in any way. Instead, they are an independent division of a company called Labor Services (aka USA Labor Services).

Nowhere on the Postal Jobs Source website will you be able to apply for a job with USPS.

This is incredibly misleading because many of the job postings that lead you to Postal Job Source make you think that it is a job opportunity itself.

All Postal Job Source does is provides material to help people get Postal Service Jobs with USPS. 

Remember the "registration package" mentioned? This is what it's all about. They are selling a registration package that provides a guide of the USPS hiring process and educational material to help applicants pass the USPS exam.

This registration package is absolutely NOT needed to get a job with USPS.

The cost $48...


.. and this includes:

  • Complete Guide 
    • This is the hiring process guide.
  • Personal Job Counseling
    • I have no idea what this means. they don't provide any information on it. I guess you have to buy this to find out.
  • Sample Exam Questions and Answers
  • Full Access
    • You will be able to find lists of Postal Service jobs in your area, which can easily be done for free without this service.
  • And a few other things

All in all you aren't provided with much value here. Much of what you are getting can be found for free. Well, actually, everything can be found for free online.

You can find free information on the hiring process at, questions and answers at Indeed, and there is also good information about the hiring process on forums like Reddit.

Red Flags

200% Money Back Guarantee

They claim that if you don't get a job from the Postal Service within 90 days you will be able to get 200% of your money back from them.


Now what sense does this make?

It's ridiculous because they have no idea who is even buying their product. 

If this were actually true then I suppose it might be better to just buy a bunch of registration packages, fail to get a job with the Postal Service on purpose, and then request 200% refunds.

On the FAQ page of their website they mention that there is a Proof of Guarantee.


Fake Stamps

On the website, such as on the checkout page, they have several different stamps that are either fake or simply don't make sense.

  • The "Certified Postal Hiring Review" stamp is something I have never heard of and can't find any information about. It seems this might be a fake stamp created in an attempt to make this opportunity look more legitimate than it is.
  • The "200% Money Back" guaranteed is just plain ridiculous, as already mentioned.
  • And the "A+ Better Business Rating" seems to be a completely made-up thing. I was not able to find any information on a "Better Business Rating". The Better Business Bureau (BBB) is a real organization that gives out ratings, but not the Better Business.

Complaints With The BBB

I was able to find some complaints with the BBB on US Labor Services, the company behind this Postal Jobs Source operation.

There are only 2 complaints, but they are saying exactly what I've went over in this review:

BBB complaints

You Are NOT Guaranteed a Job

While the registration package from Postal Jobs Source may help go through the hiring process and get hired, there is certainly no guarantee that this will happen.

As mentioned, this place has no affiliation with the USPS.

You are not guaranteed a job and if you fail to get a job in 90 days, don't expect them to honor their 200% money back guarantee. This is yet something else that sounds too good to be true and probably is. It makes no sense.

The Takeaway

So... Is Postal Jobs Source a scam?

It is what it is. The opportunity is undoubtedly misleading, but whether or not you want to call it a scam is up to you. I guess you do get some value for the $48 that the registration package costs, but it certainly isn't worth purchasing in my opinion.

The USPS has lots of benefits and decent pay, but getting a job with the help of Postal Jobs Source isn't the way to go. There is no need to pay money for services like this that lie to your face about having a "A+ Better Business Rating" and things like this.

Our advice here at Legendary Wallet is to avoid this place.

Take care. We hope you enjoyed this review.

And before you go, why wouldn't you take a couple minute of your time to take a look at our top recommendation for making money online?

Or at least check out our top income ideas for goodness sake!

Be sure to leave any comments or questions down below ūüôā

AOJ Work From Home Jobs Scam ‚Äď They Are Not Real Jobs!

In this post I want to bring your attention to a scam I've come across called 'AOJ work from home jobs', which are completely FAKE jobs that are being posted all over the place online.

The truth is that the scammers behind these fake job postings are luring in unsuspecting individuals and making money off of them by getting them to join paid survey sites.

I know... ridiculous, right? But this is unfortunately what is going on and I'll explain everything.

Fake Job Postings

One of the things that makes this scam so effective, and what is probably leading to tons of people wasting their time with it, is that these fake job postings are being listed on legitimate and trusted job search boards.

It seems that right now the scammers are really posting a lot of fake jobs on CareerBuilder. There are dozens of listings as I'm writing this but they all point to the same scam.

Example: Here you can see one of the fake job listings I came across. it is listed as a "Data Entry Agent Work From Home" job that pays $17 - $24 per hour...


Now if that isn't tempting then I don't know what is.

Starting off at $17/hr for a data entry position in which you can work from home... where do I sign up?

The job details don't tell you much, but do say that there are both full-time and part-time opportunities in "data entry, customer support, billing, typing, and administrative"... 


The crazy thing is that the Job Requirements are only that you have a computer with internet access and are able to work in a quiet area to get the job done!...


Now this is a major red-flag for me. 

If something sounds too good to be true then it probably is. This old saying is a good one to stick to.

Come on now... they are telling me that they will pay $17-$24 per hour, I can work from anywhere on my own time, AND there are basically no requirements? Now that sounds too good to be true... and it is.

The Fake Application Process

When you click the link (or button) to apply you are taken to the AOJ Work From home Jobs website, which looks like this...

AOJ Work From Home Jobs

Nothing on the website looks that suspicious to the untrained eye... other than how they still are making this opportunity sound way too good to be true.

However, in the top menu there are links for "Paid Surveys Advice & Tips" which seems a bit strange since this company is supposed to provide data entry work.

Why is there mention about paid surveys of all things? Well, you will see shortly.

But all in all things seem to be pretty normal and they even have some job Pre Screening Questions you have to answer...


BUT... this entire "Pre Screening Questions" process is completely fake and was just created to try to make this seem like a legitimate job opportunity.

As I was going through the process I answered "No" to all of the questions that had "Yes" or "No" choices, which should stop me from being able to apply... but I was still able to proceed as if everything was okay.

So it doesn't matter what answers you give here... they don't really care.

Step #1

After filling out the Pre Screening Questions which don't matter at all, you are then taken to step 1, which is to join a website called LifePoints.


In the instructional video there is no information given on what LifePoints is and why you are supposed to join... you are just told to join and shown how to do so.

After you join LifePoints you are told that you have to complete the surveys, which will "unlock more job opportunities for you"... but this is complete BS and is just a way for the scammers behind this to make more money off of you, as I'll explain in a bit.


below the first video there is a button to continue to step #2, which I just couldn't wait to do (joke).

Step #2

Step 2 consists of joining another paid survey website, this one called Inbox Dollars...

Inbox Dollars

Once again there is an instructional video from AOJ that shows you how to sign up for this paid survey site... and once again there is no information given as to why you are supposed to sign up. They don't even tell you what the website is about!

Step 2 is the last of the steps, HOWEVER, below that there is a section to "Register Bonus Accounts" and we are told that they "highly suggest creating accounts with each company to significantly increase your earnings"...


They list 8 different surveys sites, many popular ones such as Toluna and Pinecone Research. 

These are all legitimate paid survey websites that they are referring you to, but the opportunity is very misleading.

This Isn't About Making Money by Taking Surveys

First I thought I'd be getting a data entry job that pays $17-$24 per hour... then it seemed that I'd be taking surveys to make money... BUT this isn't what it's all about.

As mentioned, all of the paid survey sites, such as LifePoints and Inbox Dollars, are legitimate. However, they don't pay anywhere near $17/hr and you can't earn an hourly wage with these sites.

In a nutshell, survey sites like this pay people for their opinions. They pay you to take short surveys because they are getting paid by large companies for market research purposes.

But the pay is extremely low... usually anywhere from $0.50 - $2.00 per survey.

It's true that surveys on sites like these only take 10-15 minutes generally speaking, but it's not like you have an unlimited number of surveys to complete. You can't just take survey after survey, earning more and more money. It doesn't work like that... AND you will get disqualified or "screened out" of many surveys which will end up being a waste of your time.

BUT... This Isn't About Taking Surveys..


They get you to sign up for a bunch of paid survey sites and you are telling me this isn't a scam to get you to take surveys?

Once you get to the "Members Training Area" you find out that it is all about "referral marketing".

It's All About Referral Marketing

You know how I've been saying that the people behind AOJ Work From Home Jobs are making money off of people signing up for this?

Well, this is because they are making money via referral marketing.

All of the different paid survey sites that they tell people to sign up for have referral programs where you can make money by referring others to join. Swagbucks, Gift Hunter Club, etc... they all pay people to do this. This is completely legitimate and there are lots of companies that offer bonuses when you get other people to join.

However, obviously the way that AOJ is getting referrals is not very ethical... because of how they mislead people into thinking it is a real job opportunity.

The reason in Step 1 & Step 2 they tell you that "you must" complete the initial surveys after joining is because that is a requirement for them to earn referral commissions... but of course they don't tell you this part. They only tell you that it will increase your chances of earning.

Referral marketing is basically the same thing as affiliate marketing (which is what I do for a living), just instead of promoting products and earning commissions you promote memberships/opportunities to earn commissions. Either way you are promoting things by posting links and getting buy or join through your link. It's the same thing really.

The Free Training Provided

After you go through the 2 steps of signing up for LifePoints and Inbox Dollars, at the bottom of the page (under the 8 additionally recommended survey sites) you can go to the members area to get training...


Below is a screenshot of what you will be directed to. As you can see, the name of this website is American Online Jobs, which is actually an older version of this scam. Since it has been rebranded to just AOJ...

American Online Jobs Members Training Area

The Older Version of This Scam: American Online Jobs is what this scam used to be called but it has since been rebranded (for the most part). The American Online Jobs website still exists, as you can see from the training area, but this opportunity is mostly promoted under AOJ now. Why? Well, likely because there are many reviews exposing the American Online Jobs scam and the creators have rebranded it so they can promote it as a new opportunity.

The TrainingIt's All About Scamming Others Into Joining!

The training has been put together by a lady named "Brenda" who seems to be one of the main people behind this scam. According to some other sources her name is Brenda Rosenberg, but this could be made-up.

The training consists of 9 different lessons that will teach you how to lure others into this fake opportunity--so in a nutshell it teaches you how to scam people.

It's all about "referral marketing", which is when you refer people to join programs, such as these survey sites, and earn money for doing so--more on this in a bit.

  • Lesson 1: Orientation
    • This is just a very short lesson that tells you what you should have done and what to expect in the training. Not much to say about this.
  • Lesson 2: Facebook
    • This lesson is all about Facebook, including Facebook Groups, Facebook PPC, and Facebook Jobs. It basically gives a very brief overview of these different areas of Facebook you can utilize to get referrals. Brenda recommends joining 15 or so FB groups per day so that you can post ads. She also goes over creating a business page so that you can post jobs.
  • Lesson 3: Craigslist
    • This lesson goes over the "secret of Craigslist". Basically you are learning how to post fake jobs. Brenda states that posting ads like this in the Jobs section will cost anywhere from $10-$45... so it's not free.
  • Lesson 4: Bing
    • This was supposed to be a lesson on Bing Ads but instead was about how referral marketing is not MLM (multi-level marketing). I guess this is a mistake in the training.
  • Lesson 5: Youtube
    • This lesson provides an overview of how to use Youtube to get referrals... more specifically how to rank videos in Youtube and get referrals. Brenda recommends an extra training course on Udemy which costs $199.99.
  • Lesson 6: Instagram
    • This lesson is about getting referrals through Instagram and consists of several paragraphs of information that can be read in 1 minute. There is no video but there is a link provided for additional information, which takes you to an article on Instagram marketing.
  • Lesson 7: Pinterest
    • This lesson is the same type of deal as the previous one... but even shorter. Here you get 1 paragraph of information and a link to an article about Pinterest marketing.
  • Lesson 8: GetResponse
    • This lesson talks about GetResponse, which is an email software that has an autoresponder... which allows you to collect emails addresses and send out automated emails to leads.
  • Lesson 9: Create a Website
    • Here you learn how to register and create your affiliate account for American Online Jobs as well as a website.

Overall the training is incredibly brief and lacking big time. It basically gives you a short overview of various ways to post ads and get referrals but doesn't go in depth on any. For example: the lesson on Facebook is just over 5 minutes long when you can find entire courses costing thousands of dollars on just one area of Facebook marketing.

The Training In a Nutshell: It's all about getting referrals... but not just about that. The 9th lesson is on how to create an affiliate account for AOJ as well as a website. The point is to refer other people to this scammy AOJ system and then make referral commissions when they join the various paid survey sites that are being promoted.

You are encouraged to do to people exactly what happened (or almost happened) to you... which is sucker them into a fake job opportunity so that you can make money off of them (via referral rewards) by getting them to join paid survey sites.

Can You Actually Make Money... And If So, How Much?

Referral marketing, as mentioned, is a real thing... and a legitimate way to make money. There are all sorts of companies that have referral programs, one of the most well known being Uber who offers up to $1,000 referral bonuses for referring drivers to them.

You can make money via referral marketing and you can make a lot if you are good... but there certainly is no guarantee you will make much and most people hardly make anything.

I've been making money online since 2015 and mostly do affiliate marketing, but do some referral marketing as well. I know what it takes and I know that, unless you have online marketing experience or a massive social media following to refer loads of people, you won't make much.

*Or unless you have good training that will teach you the tricks of the trade.

The Problems With This

#1. Low Referral Commissions

Let's not forget that the referral commissions you will be earning are from paid survey sites. These are extremely low.

For example, with Inbox Dollars you can only earn a measly $1 per referral... and this is only after your referrals set up their accounts (which usually includes taking the initial profile surveys). Some survey site referral programs might pay more, but I have also seen some that pay less. Overall they pay extremely low.

#2. Severe Lack of Training

As we know the training is very shallow. It only briefly covers a variety of ways to get referrals but certainly isn't going to be much help for someone without online marketing experience.

What this means is that you are going to have to find additional training elsewhere, and this is going to likely cost money if you want good training.

Just think about it: how many referrals will you really be able to make posting on social media right now? A couple?... and how often will you be able to get a couple referrals who are interested in joining a fake job opportunity? 

Anyone can join a bunch of Facebook groups and post ads in them, but doing so successfully without getting kicked out of groups isn't as easy as it sounds. 

#3. Ethical Dilemma

And let us not forget that this is a scam. If you follow through with what is going on here you will literally be deceptively misleading people to join a fake job opportunity.

Quick Recap of What's Going On Here

  • AOJ Work From Home Jobs are being posted on legitimate job-boards, such as CareerBuilder.
  • Most commonly this job opportunity is listed as Data Entry, and said to pay good... the job posting I found claimed $17-$24 per hour.
  • When you go to apply you are directed to the AOJ Work From Home Jobs website.
  • You are taken through a series of steps to sucker you into joining paid survey websites.
  • The purpose of joining is for the scammers behind it to make referral commissions off of you.
  • There is then training provided which is intended to get you to promote the AOJ scam to others in order to make money.

Conclusion - Scam

These days I'm usually pretty lenient and will often give programs/systems the benefit of the doubt... but AOJ is a scam, plain and simple (my opinion of course). I don't think anyone can disagree with this.

On the upside: at least you don't have to pay anything and they aren't scamming people out of their money. The only thing you will lose after being sucked into this is a bit of time... and likely some hope in finding a legitimate job.

But anyways... I hope you enjoyed this review and found it helpful.

If you have the time I'd suggest taking a look at the Wealthy Affiliate training program. As mentioned, I make a living online mostly doing affiliate marketing. This program will teach you how to do it and will even provide the tools needed. I joined back in 2015 when I got started and am still a member to this day.

Let me know if you have any comments or questions down below and I'll get back to you as soon as I can ūüôā

‚Äú#1 Influencer Network‚ÄĚ Scams ‚Äď You Will NOT Make $500 Today Like They Tell You!

A lot of these scams exist. Some that I'm aware of include the following, but I'm sure there are others out there as well.

  • Kids Earn Money (
  • Kids Paid Money (
  • Kids Get Money (
  • Paid 4 Clout (
  • Clout Bucks (
  • Clout Pay (
  • Kids Earn Cash (

If you've come across any, please avoid them. They are making money off of unsuspecting individuals by tricking them into thinking that they will be able to earn easy cash, which is a complete lie.

In this short post I'll be going over what these scams are, how they claim to work, red-flags, my horrible experience after joining one, and more.

Overview of the "#1 Influencer Network" Scams

As mentioned, there are a number of these scams out there and they are constantly switching names, so it can be difficult to keep up with them all.

Below you can see some screenshots of the websites for Paid 4 Clout, Clout Bucks, Kids Earn Cash, and Clout Pay... this is how these types of scams usually look:

Paid 4 Clout
clout bucks
kids earn cash
Clout Pay

According to the websites how it works is like this...

  1. Join for free
  2. Share your influencer link
  3. Get paid

Pretty simple... so they tell us.

The going rate is supposedly $10 per invite. So you get paid $10 for every person you get to join... along with a $25 sign up bonus that they claim to be giving out once you join.


Additionally, the opportunity is advertised as a way to "make $500 today", which is a heck of a lot of money to make in one day... especially considering the fact that you can make this amount in your first day (not actually true).


They also have a calculator on many of the websites where you simply enter in the amount of followers you have on social media and it will spit out an estimate of how much money you can make with the program.

Below you can see I entered that I have 300 social media followers and it's telling me that I can make $73/day...


BUT... you should never trust everything a place like this tells you.

As the saying goes.. "if something sounds too good to be true then it probably is"

There are lots of red-flags right off the bat... all of which point to this being the massive scam that it is.

Red Flags

Besides the obvious red flags of these opportunities sounding way too good to be true and you being able to make tons of easy money... there are some other red-flags that I want to point out... 

#1 - Income Calculator Makes No Sense

The income calculator that I just showed you above makes absolutely no sense at all. It is nothing more than a misleading way to lure people into this program by getting them to think they are guaranteed to make a lot of money.

Think about it: how can they possibly estimate the amount you can earn based on the number of social media followers you have?

The way they are estimating you will make money is based on how many people you will be able to get to join the program, but of course not everyone is going to be equally interested.

If you are a doctor and have a bunch of followers with PhD's then I highly doubt you will be able to get many to join. Whereas if you are in high-school or college and have younger followers the chances might be better for you. but the point is there is no way to accurately estimate how much you could make like this.

#2 - Frequent Name Changes & Rebranding

Clout Pay, Kids Get Money, Kids Earn Money, etc., etc.... these are all names that this same program has been rebranded with and it continues to change names rather frequently.

So why is this?

Well, one thing is for certain... it is very suspicious.

I often review and expose online scams and I see this sort of thing happen quite a bit. Usually the reason for rebranding a scam program is because too many people have caught onto it being a scam so they rebrand it under a different new name and promote it as some brand-new opportunity.

#3 - Fake Testimonials

The fact that there are known fake testimonials on these websites is also another major red flag. If they are really the "#1 influencer network"s that they claim to be then they should easily be able to get legitimate testimonials.

On these websites there is usually a testimonial page that is filled with a bunch of overly positive videos from people claiming they have made all sorts of money with the programs, like these from one of the scams I've come across called "Clout Pay"...


As soon as I came across these testimonials I knew they were fake because I recognized a guy in one of the videos.

The man in the top left testimonial shown above talks about how this program has changed his life, could change yours too, has been his main source of income for 3 months now, etc... but unfortunately this is all a lie and this is actually a paid actor from the freelance marketplace called Fiverr...

fiverr profile

#4 - Scam Accusations

There are also quite a bit of complaints from people who have tried making money with these programs but left empty-handed. Below are some complaints with the BBB on the Kids Earn Money scam.

This is just one of many examples and I can personally agree with these complaints having tried these programs for myself (I'll go over my horrible experience shortly)...


Some people have wasted a serious amount of time and a lot of effort trying to make money with these scams.

I hope this review reaches as many people as possible before joining.

What Actually Happens When You Join (my experience)

I hope you haven't joined yet... and if you have hopefully you haven't wasted a bunch of time trying to make money.

Right now I'll be showing you what happens when you do join one of these opportunities. In this example I joined Paid 4 Clout but it doesn't really matter what you join... they are all the same basic layout and the same old scam.

After joining you will see a dashboard that looks something like this:


Right in the center you are provided with your unique referral link, which is what you are supposed to share on social media to get others to join, and what you can supposedly make $10 with every time you get a referral.

As if getting $10 just for referring someone to this website isn't already enough... along with getting a $25 bonus for signing up... they also claim to pay you $2 just for the people that click on your link!..


Yes, you read that right. They say they will pay $2 if someone clicks on your link.. even if they don't join!

How the heck is this possible?

Answer: It isn't of course.

But anyways... let's proceed.

On the dashboard you have what looks like a variety of ways to earn money. 

  • Refer friends
  • Get clicks
  • Download apps
  • Complete surveys
  • Create YouTube videos

However, there's not as much going on here as it seems at first. In reality there are only 3 different areas to earn:

1) You have your referral link that you can share to get people to join

  • Whether you go to the "refer friends" section or "get clicks" you are directed to the same area where you are given your referral link.. that's it.

2) You can complete simple tasks to earn money and win things

  • When you to to "Download apps" or "Complete surveys" you are taken to the same area which is called the Task Wall and looks like this...

3) You can get paid to create YouTube videos

There is also a YouTube submission section where you can supposedly get paid to create Youtube videos talking about how good the program is. I imagine that you can only create one of these videos and get paid for it.

But... It's All a Scam

But of course it is all a scam. The Task Wall area is one of the most ridiculous wastes of time on the planet and I wouldn't be surprised if all of the video testimonials they feature on their websites are from people submitting YouTube testimonial videos hoping that they will be making money from doing so, as outlined above.

It's all one big scam and I'll show you what happens when you actually try to make some money.

Take the Task Wall for example, which I already showed above. As I'm writing this review I mostly have options to win $100 gift cards:


I like Buffalo Wild Wings the most out of all of these places so I decided to give it a go and try to win the $100 Buffalo Wild Wings gift card.

In this effort I am supposed to be able to win the $100 gift card and also get paid $30 from the program... which obviously sounds way too good to be true.

But anyways...

After clicking on the offer I was directed to the page shown below, which told me that I'd have to enter my email and complete the steps to earn my $30...


After proceeding I was sent to another website called NationalConsumerCenter where it told me that I could win the gift card "Upon completion of purchase requirements".

Oh no... now it's sounding like I might have to purchase something just to get a chance to win the gift card.


There was a place below this to enter my email and then I was on to the next step.

RED FLAGS: On the website shown above I noticed some very suspicious findings. The title of the website was NationalConsumerCenter but the website domain was


It's a bit weird, but I suppose it's not all that uncommon to see domain names and website titles that don't match up. HOWEVER, the even stranger thing was that at the bottom of the website it was said to be owned by the RewardZone USA company...


After proceeding further I was directed to another website where I had to enter some personal information and agree to receive promotional emails, which I didn't want to do but it was a requirement.


At this point it was already starting to get pretty annoying with all the redirects to different sites and what not... but it wasn't over yet!

I then was taken to a survey where I had to get 100 points in order to get my gift card. I started out with 10 points and had to take a survey that was worth 20, which started out with pointless questions like this:


Later in the survey they started getting to the point and was asking promotional type questions, such as whether or not I want to become a Sam's Club member, what my health insurance is like, if I need auto insurance, and so on.


And lastly I had to agree to receive phone sales calls and text messages from their "marketing partners"... which means that I was agreeing to have my phone bombarded by promotions.


After that I was taken to yet another page where I had to complete at least 1 deal, which meant signing up for a free trial or something along these lines...


I actually ended up doing this and signed up for the 1st offer yet could not move on to the next step.

So I ended up not being able to get the 100 point requirement needed to win my free Buffalo Wild Wings gift card!

How ridiculous is that?!!

What a letdown... but I knew this was going to be how it would turn out to begin with anyhow. It sounded too good to be true... and of course it was.

You Will NOT Make Money

There are a lot of different offers you can choose to complete, mostly to win gift cards, but they are all the same basic thing.

In a nutshell, you get led around in circles entering more and more personal information and agreeing to sign up for more and more things... but you never make it to the finish line where you can actually get paid.

This is how they make money from everyone who joins this website. First they trick members into recruiting other members in with the hopes of making $10 per referral--and then they make money from the members by getting them to sign up for a bunch of offers and bombard them with promotional calls, emails, texts, etc.

So don't expect to win any gift cards and don't expect these programs to actually pay you the money that you earn.  

You might be able to refer a few people to join and in your account it will show that you earned money, but when you try to withdrawal that money you will find it impossible, as this person did with the Paid 4 Clout scam...


Source: ScamAdviser

Conclusion - Avoid

Avoid all of these scams. If something sounds too good to be true then it probably is... and being the logical person that you are, you were able to catch this and did some extra research beforehand... so good work!

Being able to get paid $10 for inviting people to some website that pays to complete surveys and such... what a joke. If you actually look at legitimate survey sites that have referral programs (Swagbucks, Gift Hunter Club, etc.) they don't even play relatively close to this amount. And the whole thing about getting paid $2 when someone clicks your link is the icing on the cake... absolutely ridiculous claims that just don't make sense.

This is nothing more than one of many scams that will continue to exist. The problem is that it is very easy to rebrand a scam like this. So when one gets shut down, another just pops up in its place.

Be careful and if you are looking for a way to make money online that actually works be sure to check out the program I use--and have been using since 2015.

Alternatively you can check out my top income ideas for some other good way to make money from home.

Please leave any comments and/or questions below and alert me if there are some new "#1 influencer network" scams that I should add to the list!

UBA Tracers Review – Scam or Legit? [Read Before Joining!]

If you have heard of the worksheet processing job opportunity at UBA Tracers then there is a good chance you are wondering if it's a scam or not. After all, the opportunity sounds a little bit too good to be true.

They say that...

  • You will make around $25/hr minimum
  • You can work from anywhere, and it doesn't matter where you are from
  • You can work as little or as much as you want to
  • There are no requirements to get started

... so what's the catch?

I mean, it it really is this good and is available to anyone that has internet, why isn't everyone doing it? Why are we just now hearing about it?

Well, there is a catch to this whole thing that I will be going over. So don't get too excited.

In this UBA Tracers review I'll be going over the process of how you can supposedly make money, the catch, why this seems a bit fishy, some serious scam concerns and more.

Enjoy... And DO NOT JOIN YET!

Overview of the Job Opportunity

UBA Tracers
  • Company: UBA Tracers
  • Type of Work: Worksheet processing for unclaimed money
  • Job Requirements: None
  • Recommended?: No (and for good reason)

UBA Tracers claims to be the "largest unclaimed bank account recovery company in North America" . What they do is provide a service that helps people get their unclaimed money back.

What Are Unclaimed Bank Accounts and Unclaimed Money?

Simply put, they are accounts/assets that have went dormant and haven't been used in over 10 years. Often times this includes bank accounts, but not all the time. It can include things like...

  • Unclaimed property
  • Bank balances
  • Checking accounts
  • Trust accounts
  • Dividend payouts
  • And more.

There are lots of reasons why there might be unclaimed money. Maybe someone passed away and their Will left out a bank account; maybe someone had an account accumulating small amounts of money over a long period of time that they forgot about; maybe someone forgot about a pension payout after retiring... etc.

It may be hard to believe that there is all this unclaimed money everywhere, but this is actually a real thing.

According to an old article from CNN Money, there was $58 billion worth of unclaimed money back in 2013. I can't find many reputable sources for more recent figures, but I imagine this number could have grown.

How UBA Tracers Makes Money

As they state, they help get the money back to the rightful owners, which are usually oblivious to the money they have... and in the process they negotiate a brokerage fee with the owner.

So UBA Tracers offers the service of helping people recover their lost/forgotten money for a fee... so they say.

It makes sense... but this is all just what we are told... and I have reason to doubt that they are actually providing the service they claim to be, which I will get into shortly.

Your Job As a Processor

Step 1: Find Accounts to Process

The first step is to find accounts of unclaimed money to process. They provide links to different databases that you will be able to search through, which right now include the Bank of Canada, Texas, California, Utah, Tennessee, and Illinois.

What you are looking for when performing your searches are accounts that are at least $250, because the smaller ones aren't worth the time.

I clicked on the link for the Bank of Canada database that they provided and found the process of finding accounts pretty simple. 

All you do is search for random names and it will pull up accounts with those names. So for example I searched for accounts with the last name of "Adams" and found quite a bit of results... and several of the top results where over $250...

Step 2: Complete Processing Forms

Next you have to fill out the processing forms which is just simple data entry. 

This consists of nothing more than copying and pasting for the most part. You will have to fill in...

  • Your name
  • Your mailing address
  • Your email address
  • Account holder's name
  • Account holder's last known address
  • The outstanding balance
  • Property ID#
  • Type of account (checking, savings, dividend, etc.)
  • State or province account was found

They tell you that each form will take about 30-60 minutes to complete but to me it seems that this easily could be done in 15 minutes.

Step 3: Submit Forms for Payment

Lastly you will submit the forms and within a week you will be contacted and paid.

They pay via check or PayPal every Friday.

How Much Can You Make?

*Probably nothing because this is more than likely a scam. But this is what they tell us.

The amount you make is 10% of the unclaimed money. So if you process an unclaimed account that has $1,000 in it you will get paid $100.

Even if it takes you an entire hour to complete 1 form you will still be making a minimum of $25/hr... since you are only looking for accounts of $250 or more and you get paid 10%.

They even claim there have been people who have processed accounts of over $10k and even a few over $100k, but I find this very hard to believe. If someone allowed UBA Tracers to process an account they had with $100k in it they would be giving them $10k! I would think people would be smarter than to allow this to happen when all UBA Tracers is doing is processing simple worksheets.

The Catch

It sounds amazing up until this point... but there is a catch to this... a BIG catch.

The catch is that you HAVE TO PAY to order the forms you will be filling out.

You have the options of ordering 4 forms for $20, 10 forms for $40, or 20 forms for $60...


Now since you are supposedly making a minimum of $25 a form, this really isn't too bad, right?

Well... that is IF you actually get paid the money you are supposed to get paid... but I have some serious doubts.

It doesn't make any sense..

Why would they make you pay for the forms? Just think about his for a second.

The UBA company is supposedly getting paid and then they are paying you via PayPal or check. So why don't they just take the cost of the forms out of your pay instead of making you pay upfront for the forms?

And why do you have to pay for electronic forms?

It's not like they are mailing forms to you. This service costs nothing to them... so why charge per form?

It really doesn't make much sense and seems very fishy, which reminds me of some recent scams I've reviewed like DMM System and Clout Pay.

And this isn't the end of it. I have some other concerns...

Scam Concerns

Besides the fact that this whole operation sounds a little bit too good to be true and a bit strange with how you have to pay upfront, here are a number of other reasons I think this is a likely scam...

#1 - A History of Similar Scams

Trevor Harris is the name of the man behind this whole operation. He is the spokesperson in the instructional videos that break down the process of how to complete the worksheets.

I'm actually familiar with his name... and not for good reasons.

The reason I know about him is because he was involved in a near-identical scam called My Cash Flow Secret a couple years back as well as Federal Account Recovery.

It was the same sort of deal... you pay to fill out worksheets for unclaimed money and get paid to do so. But I guess this scam was receiving too much negative attention and finally caught up with him... which is why he now came out with this UBA Tracers company.

Since this new opportunity is so new I haven't been able to find many complaints, however, with his older scam opportunities there are plenty of complaints with the BBB...


#2 - The Website Seems Scammy

For being the "largest unclaimed bank account recovery company in North America" their website and training videos are pretty poor quality. I would expect better and although this certainly doesn't mean this is a scam, it is concerning.

Also, they have a 'leaderboard' section on the website showing off a bunch of people who have supposedly made money doing this.

A leaderboard... What the heck is this... some sort of game?

This is something I wouldn't expect to see from a legitimate company.

#3 - You Are NOT Guaranteed to Get Paid

Just because you fill out a form and submit it doesn't mean the rightful owner of the unclaimed money is going to accept UBA's offer to help them get their money back.

What if they would rather do it themselves, which they are able to do?

They act as if every form you submit you are going to be getting paid for but they fail to address this problem.

I can't imagine every single person taking them up on the offer... if any of this is even true to begin with and they actually do make any offers to people with unclaimed money.

#4 - Limited Company Information

Actually it would be more accurate to say that there is NO company information.

There is no address listed for UBA Tracers, no telephone number, no email address... nothing!

They do provide a contact form you can fill out on the Contact Us page in case you want to get in contact with them, but that's it.

What type of legitimate professional business would leave out this kind of important information? 

Answer: A business that isn't legitimate

Conclusion - Avoid or Join?

Okay, so the opportunity sounds incredible. It is super easy, you can supposedly make a lot of money, you can work from anywhere and as little or as much as you want to, there are no educational requirements to join... it sounds like a dream job.

However, it just doesn't seem legitimate at all... you have to pay for the forms before actually making any money and the Trevor Harris guy behind it all has a history of similar scams.

My Advice: AVOID

What I think is going on here is that this is a scam, and I'm guessing you probably are thinking the same right about now.

Unclaimed money does exist... but this processing job is a scam... and a good scam since it is taking advantage of a very real sounding opportunity that is based upon a lot of real information.

Recommendation: It can be difficult to recognize the scams that are out there. They are always evolving and exploiting new opportunities... making them more sneaky than ever.

If you want a legitimate personal recommendation from me then take a look at this program I've been using since 2015 to make money online. It's legit, it's trusted, and I know it works from experience.

Alternatively you can check out my top picks for making money from home.

I hope you enjoyed this review and found it helpful. Please leave any comments or questions below and I will get back to you as soon as I can ūüôā

Is Clout Pay a Scam? – Yes, I’ll Explain Why

Clout Pay claims to pay $10 - $15 just for referring people to them and also says you can "make $500 today".

But is this realistic? Can you actually make money this easily? Or is Clout Pay a scam that it would be in your best interest to avoid?

Well, as you would already know if you read the title of this post, this is indeed a scam and in this review I'll be exposing it as exactly that!

Keep reading for more, or you can jump straight to my top recommended program for making money online.

Clout Pay Review

Clout Pay
  • Name: Clout Pay
  • Website:
  • Cost to Join: Free
  • Recommended?: No

Overview: Clout Pay claims to be the "#1 influencer network" and says they will pay people $10 - $15 for every friend that they are able to invite to join... which is a heck of a lot of money compared to known legitimate sites of similar nature. They also claim that...

  • You can make $500 today
  • and that you'll get a $25 bonus just for joining

However, as you will see this is not possible and this place is indeed a scam.

My First Impression

Judging from the fact that you are reading my review now, I'm guessing my first impression was pretty similar to yours--which was that his definitely seems like a scam.

Making $25 just for signing up, then $10-$15 just for referring others to join... whom they will also pay $25 for joining??... this doesn't sound realistic.

...and there are plenty more red-flags to back up my first impression that this is a scam...

Lots of Red Flags

#1 - Fake Testimonials

Let's start off with the fake testimonials.

On the website they show a bunch of testimonials from people who are supposedly making tons of money on the site...


But unfortunately they are all fake. You can see below that the picture of the woman from the testimonial above is all over the internet... which means it is more than likely just a stock photo...


Not only is the fact that the pictures are fake bad enough, but it also makes you wonder why they didn't just put real pictures up.

Shouldn't it be easy to get a bunch of real testimonials from happy members--since they are making so much easy money???

Well... it would be... if this weren't a scam.

#2 - Website Age Doesn't Add Up

Another red-flag is how they claim they were founded in 2015 but according to my research on the website ScamAdvisor they have only been around for 35 days (at the time of me writing this)...


Now I guess it is possible that the company was around before the website, but I think it's just another one of many lies.

#3 - Lies About News Coverage

On the website they state that CloutPay has been featured on Fox News and Forbes...


.. but once again, this seems to just be another lie.

I did a search for Clout Pay on Forbes and found nothing relevant, as you can see:


#4 - Contact Problems (contact page not found)

Another massive problem and major red-flag I came across is with their contact page.

Apparently it doesn't exist because this is the error I kept getting when I would try to go to it:


#5 - The Income Calculator Is a Joke

The last red-flag I want to cover right now, which just makes this whole thing seem more scammy than ever, is the ridiculous income calculator that they have.

What you do is enter the number of followers you have on social media and it spits out a number of how much money you can make per day. As you can see here, I put that I have 500 followers and it's telling me that I can make $118/day...


The problem is that there is absolutely no way this can be even close to accurate. They have no idea what social media platform my followers may be on, they have no idea how active my followers are, and they have no idea what interests my followers have.

This is just another little scammy trick to try to make this opportunity seem like some amazing new thing you must join right away.

How It Works (According to Them)

What they tell us is that they make moeny from ad revenue... and that by getting others to join they will have more people viewing ads, which means more ad revenue--so this is where the money comes from and how they can afford to pay members for referring people to join.

They claim to work with popular brands like McDonalds, Dunkin Donuts, Burger King, Target and more.


The basics of this make sense. 

They get paid from advertisers; members help drive more traffic to them; this increases their ad revenue; they pay members via PayPal, Cash App, Bitcoin and checks in the mail. There are still a lot of unknowns--but the basics make sense.

The claims that you can earn $10 - $15 for every friend you invite still sound absolutely impossible to me and the fact that there are so many other red-flags just add to my suspicion, but let's pretend for a second that this possibly could be legit.

At this point in my review I'm about 99% sure it's a scam, but I decided to join anyhow just to check it out--and so that I could write a more detailed review for my readers.

What Happens When You Join

When I first joined I got a welcome message that just made me more suspicious than I already was. 

Now I was being told that I could earn not just $10 for getting people to join, but also $2 just for getting someone to click on my referral link!

The claims just keep getting more and more unrealistic.


Once inside this is what you will see for your dashboard...


The first thing you will see is your referral link so that you can get others to join and supposedly make a bunch of money. 

There is also an area where you can complete 'tasks' and earn money, a place where you can upload screenshots of social media posts promoting Clout Pay to earn money, and more.

The "$30 Task Wall"

When you go to the "$30 Task Wall" it probably isn't what you would expect.

I was thinking there would be tasks to complete like some of the legitimate rewards sites out there--you know, like completing surveys and such.

Here the "tasks" I was given were to complete some steps to win free gift cards and such--AND earn money from Clout Pay on top of that...


BUT... of course this sounds too good to be true and I found out very soon that indeed it was.

After clicking on the offer (shown above) to get a free $100 McDonalds gift card I was directed to this website, which has a very bad reputation and I have come across in the past when reviewing another pretty-much identical scam called Kids Earn Cash...

Basically what happens here is you are told that you have to collect 100 points to get this $100 McDonald's gift card, but don't expect to ever actually get 100 points. What happens is you are sent around in circles, being pushed into signing up for more offers, entering more and more personal information and all sorts of stuff.

It's all very scammy and I doubt it's even possible to ever get these gift cards.

Rewards Center

In addition to already getting paid ridiculously high amounts of money just for referring people to the site, they also claim that you will earn coins--1 CP coin for every dollar that you earn, which can be redeemed for all sorts of prizes, gift cards, iPods, etc.


As if how they claim to pay $10 for a referral and $2 just for getting someone to click your link isn't enough, they try to make this opportunity sound even better and more far-fetched by claiming they will give you points redeemable for prizes with each dollar that you earn.

Now this is really getting out of hand.

What Is Really Going On Here 

As far as I see this is basically one big scam where they try to shake you for your personal information over and over again, getting you to enter your name and email here, your phone number there, getting you to opt into mailing lists, sign up for offers, etc.

Clout Pay is getting paid via CPA offers to send people to all of these different offers and whatnot--and unfortunately they are working with some very scammy offers that are just as scammy as Clout Pay themselves.

They don't care about their members and I doubt they even pay.

All of the reviews I've read online from people claiming they are making money from this site seem to be fake, and they have to be because this business model will NOT work out.

This Can't Work Out

The main reason I doubt this plays pays members, and is probably a complete scam, is because the numbers they give simply cannot work out.

How can they possibly afford to pay people $10 just for getting someone to sign up and $2 for getting someone to click on the darn referral link!!!???

We are talking about getting paid $2 just for someone clicking! This means they don't have to sign up, they don't have to enter any information... nothing. This makes no sense and if they really were paying for this they would be out of business very quick.

You also have to remember that they claim to pay a massive $25 sign up bonus. So total they are paying out $35+ for everyone who joins ($25 sign up bonus to new member + $10 to person who referred them). And this is all with absolutely no guarantee that the person who signed up will make them any money by viewing ads, completing offers, etc.

Definitely not possible.

Conclusion - Scam

  • Ridiculous income claims
  • Fake testimonials
  • Lies about being featured on the news
  • Contact page doesn't work
  • Lie about age of website
  • Income calculator is a joke
  • Offers they list are roundabout information sucking scams

... is there anything about this website that is good? I doesn't seem like it.

This is not a legitimate opportunity and I definitely and not going to be recommending any of my readers sign up.

When something sounds too good to be true it probably is--lesson learned.

If you are looking for a legitimate opportunity to make money online and want a personal recommendation from me then take a look at this program I use to make a living working online--and which I have been a members of since 2015.

Alternatively you can check out my top income ideas for making money from home.

Take care and be sure to leave any comments or questions below! I like to hear back from my readers ūüôā

Is DMM System a Scam? – Avoid at All Costs!

The DMM System is a promoted as an easy way to make $1,000’s per day online, but of course you can’t always trust what you hear… and this is a great example of why… because YES this is a scam.

You will not be making loads of easy money while doing zero work like you are told. In fact, I wouldn’t be surprised if the majority of people just end up losing money.

In this review I’ll be going over why this system is an absolute scam and why you should definitely avoid it.

Keep reading if you want to find out more. If not, you can check out the legitimate program I use to make money online.

DMM System Review

DMM System is best summed up as a shady “get rich quick” scam that is full of lies and misleading information–which I definitely do not recommend anyone buy into.

People are led into this system thinking that they are guaranteed to strike it rich when the reality is much different.

I’m guessing you are suspicious of it being a scam too–after all, you are reading my review right now.

First Impression: Lots of Red Flags

My first impression based on the video presentation and what was going on around it was that there are a heck of a lot of red flags… and that this definitely seems like a big fat scam… at least at first.

Above the video we are told that we can “start getting paid $1,000, $3,000… even $5,000 cash after watching this short video”… and of course there are only a limited number of spots that remain, which is more than likely just a form of false scarcity to try to get people to buy in asap without really thinking about their decision…


Update: After writing this review I refreshed the page for DMM System and it was then telling me that 11 spots remain, which is more than it was telling me the first time. How does this happen? Well, it doesn’t… it’s all a lie…


I also noticed on the sales page that there were these images of people that kept popping up–people who were supposedly making money with the system. However, as expected, there was absolutely no proof given that these were real, and upon further inspection it appears that the images for these people are just stock photos.



Next up let’s talk about the ridiculous income claims again.

There are a lot of numbers being thrown around. Above the video we are told that we can make $1,000, $3,000, and up to $5,000 in cash–but now in the video we are told that we can make $2,739 per day…


But it doesn’t end there!

The spokesman says that you can “forget your day job and trash your alarm clock because you just won the lottery” and that money is about to flow to you like water.

The new numbers he gives are that we are “guaranteed to start getting paid $1,250, $3,300, or even $5,500 cash”.

That’s right… he literally says we are “guaranteed” to make this amount.

Sounds too good to be true doesn’t it? And I know from my years of experience in online marketing that this is definitely too good to be true. Everything I see and hear here just makes this look more and more like a scam.

But anyways… let’s proceed.

Next up let’s talk about the FAKE TESTIMONIALS.

You might remember this guy…


He claims he just made $10,323 in a single day using this system.

However, this is not true and he is actually a paid actor available for hire on Fiverr, which is a freelance marketplace. Below you can see this…

fiverr profile

And the same goes for this guy, who is claiming he made over $11k in one day with the system… also FAKE.


There are a number of other testimonials shown as well and it appears that every single one of them is a fake.

Strange right? I mean, you would think that it would be very easy to get real testimonials from all the people who are super happy making thousands of dollars per day with this system… right?

Ya… But as you probably can imagine–there isn’t anyone making this much!

And the last red flag that I want to cover here before I get into what this scammy system actually is, is the massive price discount.


A normal discount is fine, but when you see something like this that is supposedly regularly priced at $500 and is now only $97, you should proceed with caution.

What Is Really Going On Here

To tell you the truth, this is all very confusing to me. And this is alarming and just raises my suspicions even more… because it shouldn’t be confusing.

First you think you are getting involved in something called DMM System, but then during the video presentation the guy tells us that the system is called Online Profits Breakthrough…


A Little History On Online Profits Breakthrough:

So this system has actually been around for a while and used to promote something called MOBE, which was a high ticket “make money online” program that people would buy into with the hopes of making money online and then would be pushed to recruit others into the system in order to make money.

But anyways… MOBE has since been shut down by the FTC for being a fraudulent business.

So Online Profits Breakthrough must be promoting some other type of system I imagine.

HOWEVER, things get even more confusing.

Older Reviews Tell a Different Story

I was reading an older review online for the DMM System and when this person went to purchase it they found that they were really purchasing something called 14 Day Challenge System.

What the heck?

So what is really going on here? I say no mention of the 14 Day Challenge System.

My guess is that this is your pretty typical online scam system that changes and evolves with the seasons–and it will continue to evolve as other scams get shut down and other opportunities open up for them to promote new systems and make money.

Everything About This System Looks Like a Big Fat Scam

The more I look into this the more it looks like a scam. In my review of this system I was looking for any signs of legitimacy, and unfortunately I didn’t really find anything.

Claims of huge income, fake testimonials, false scarcity, a massive discount, and so on–just about everything points to this being a scam.

And it still doesn’t end there.

One thing you should always do, which I am guilty of not doing along with many others, is take a look at the disclaimer when a program/system seems suspicious. You can usually find this at the bottom of the page somewhere.


The disclaimer usually tells you the truth. They can tell you all the BS and lies in the sales pitch, but as long as they tell you the truth in the disclaimer, as far as I know, these scammers can get away with this stuff legally.

What does the disclaimer say? Well, it says that “there is no guarantee that you will achieve these levels of income”…


That’s right… in the video the spokesman literally says that we are guaranteed to make astronomical amounts of money with this system and the disclaimer says that we are not guaranteed such.

What Happens When If You Buy Into This System?

To be 100% honest I don’t really know what happens when you buy into this because I’m not going to buy into it. It’s by far one of the most obvious scams that I’ve seen and I really am not in the mood to lose money right now.

That said, based on this scam’s history going off of previous reviews, I’m guessing that you will probably get sucked into some high-ticket “make money online” system that will start off cheap and then you will be hit with a series of extremely expensive upsells.

Again–I don’t know this for sure–but I have reviewed plenty of scams in the past to know that this is a high possibility.

Future Advice That Will Save You From Getting Scammed

Always, always, always… if something seems too good to be true, look up reviews and do a little extra research.

You did a good job this time because you are reading my review right now–but I just really want to stress this.

I’ve been involved in online marketing since 2015 and make a full-time income online. I know that there is no push-button system out there like this that just dumps loads of money into your pockets… and if there was then I would be all over it.

The bottom line is that making money online takes work–real work. There is no shortcut no matter which direction you take.

Conclusion – Scam

These days I’m pretty cautious with what I call a scam or not. I don’t want to be contacted by people’s lawyers and have to deal with all of that–but in this case I feel confident in calling the DMM System a scam–a MASSIVE SCAM.

Buy into it if you want to, but I certainly am not going to be recommending it to any of my readers.

If you want a personal recommendation from me, I would suggest taking a look at this program I use to make over $6,000 a month (and that I’ve been using since I got started in 2015).

Alternatively you can check out my top income ideas for some other ways to make money from home.

I hope you enjoyed this review and be sure to leave any comments or questions below! I like to hear back from my readers ūüôā – Scam or Legit Opportunity? [Don’t Buy]

The¬†other day I was going through my emails and came across something about some 100k Online Secret, which took¬†me the website and¬†talked about how some “teen’s shocking online secret makes over $100,000”.

It sounded pretty interesting to me, and obviously the lure of being able to make tons of easy money online caught my attention, so I decided to look into it further.

I first decided to check out if the story was even true.

In¬†the video presentation on the website we are told that the young girl who made all this money is named Lei Lei Secor…
Teen's Shocking Secret

To¬†be honest, I wasn’t expecting to find an article on this girl. I¬†have come across enough online scams over the years that I figured this would just be another made up story.

However,¬†I did actually find the article on the Washington Post’s website.

Basically what it talks about is a sophomore, Lei Lei, who started selling wire jewelry online and has made tons of money with it.

So the¬†story is true‚Ķ But that definitely doesn’t mean that the opportunity that is being presented is any good.¬†There are a lot of people making money online, but nowhere in the article¬†in the Washington Post did it mention anything about Teo Vee and the¬†program he is promoting to us.

There are a a lot of scammy programs out there and this seems like one of them

It Still Smells Like a Scam to Me

Just about every common characteristic of an online scam makes its way into the video presentation.

We are told that we “must act fast”.

We are told that the system “does all the heavy lifting”.

We are told that is super simple.

We are told that we cannot click away from the video or we might “forfeit everything”‚Ķ


Is it¬†really possible that this “new surge of online wealth”¬†is as good as Teo Vee (the guy speaking in the video)¬†claims it is?

Well at this point I seriously doubt it.

I’m¬†guessing you are probably reading my review now because you had similar suspicions when you first came across the opportunity‚Ķ It just sounds too good to be true and seems a bit scammy.

What makes it even more scammy is the fact that the video testimonials are fake.

Remember this guy pictured below…testimonial

He was featured in the video presentation and claims to have made over $10,000 in profit last month–and there are other people claiming they have made tons of money with this system as well‚Ķ But they are all fake.

As you can see below, this guy is a paid actor that is available for hire on the freelance marketplace Fiverr…

Fiverr profile

Scam? It sure looks like one at this point, but let’s look into it a little further‚Ķ

Who Is Teo Vee?

The¬†person behind the system goes by the name of Teo Vee. He¬†claims that he first came across this method for making money after church one day, when he¬†overheard some people talking about a young girl who was making a ton of money online with some “done for you” business.

He said he went home after that, went to some website and joined some program… And within a few minutes he was able to get the hang of it.

To¬†make a long story short, he claims that¬†this system he came across is so simple that he hardly even puts much time into anymore–and¬†instead has made it his life’s mission to share his message with everyone. But¬†what I think he really means to say here is that he has made it his life’s¬†mission to scam a bunch of people into buying his program.

Teo Vee is pretty much a ghost. No one really knows much about this guy. I have come across in before in the past and have done some digging around, but have always come up short.

There are no pictures of him, nothing. In fact, I’m not even sure if “Teo Vee” is his real name.

What You Are Really Buying Into

When¬†“Teo Vee” explains how this system works, he says that all you have to do is join the training, follow along, and you are off–once¬†you have it all working for you that is when you are going to start making continual, residual income.

He¬†also talks about how people are going to be buying things on your “page”, but doesn’t really say much.

All in all, after watching the video presentation we really have no clue what we are getting into because he is incredibly vague with the information he gives, which is very troubling.

When you make it to the checkout page you are presented with this…

checkout page

All it¬†says that you will be getting “the entire system”, a personal advisor and a “special bonus”.

What¬†he doesn’t tell you, and what I found out after a little digging around, is that what you are really buying into here is a program called My Ecom Club,¬†which has a very bad reputation in the online world and is always getting complaints with the BBB.

I actually¬†wrote a review warning people about My Ecom Club. Basically this is a training program to help people make money online with their own e-commerce websites, and specifically focuses on drop shipping.¬†It is¬†often promoted in a bunch of very misleading, deceptive, and scammy ways–bringing¬†out the ugly side of online marketing.

Some of the ridiculous sales pitches I have come across for this program include things like‚ĶMemphis 9 year old‚Äôs $150,000 secret‚Ä̬†and a¬†‚Äúweird online trick discovered by an 8-year-old girl”— and then of course the one for the¬†website I am reviewing now‚Ķ “Teens shocking online secret makes over $100,000‚Ķ”

One of the more recent sales pitches for this scammy program that I wrote about was called Mobile Money Loophole.

There¬†is nothing secretive about this. There is nothing “weird”. This is not a “trick”. It was definitely not discovered by some 8-year-old, 9-year-old, or teen. And it definitely is NOT a new way to make money online.

These are all misleading sales pitches that are intended to sucker as many people into buying his program as possible

This Is NOT As Easy As You Are Told

Mr Teo Vee¬†acts as if you just set up your account, follow bit of training and BOOM‚Ķ All of a sudden you’re making tons of money.

He even claims that he made $140 stay after getting things set up…

And of course, all he had to do was follow some directions, set up his profile, go through a bit of training, and then it “took off”‚Ķ

Wouldn’t¬†it be great if it really were that easy?

If it were than everyone would be making tons of money online and I would have all my friends and family doing it.


Teo Vee is a master of deception.

Yes, there is tons of money to be made in the world of e-commerce, but it is not like you can just set up some online store and all of a sudden start driving in mass amounts of sales.¬†¬†You can have the most beautiful e-commerce store in the world, but if you don’t have your marketing strategy right and don’t have targeted ads to the exact right audience, it is not going to turn out very well.

I dabbled in drop shipping with my own e-commerce website for over 2 years, add some successes, but nothing long term. I can tell you firsthand that is nowhere near as easy as it seems.

Conclusion – Scam or Not?

Whether or not you want to call this a scam is up to you. It is true that what Teo Vee presents is incredibly misleading and will probably lead to a lot of people buying into this program and then feeling like they got scammed, due to it being much more difficult. But it is also true that it is possible to make money with this and there is some value provided with the training you get.

That said, one thing I will definitely say is that I will not be recommending this program to any of my readers. It is a very shady program and the people involved, such as  Teo Vee, are definitely more in it for the money rather than to actually help people.

Something¬†else you should know is that if you do buy into this, you will be hit with several upsells, one of which costs $1,195–bet¬†you didn’t¬†expect to hear that.

Overall¬†I give this program a big thumbs down. If you are looking for a legitimate way to make money online, I would highly suggest this program that I use to¬†make over $6000 a month online–and¬†which I have been a member of since 2015.

Take¬†care in be sure to leave any comments or questions down below ūüôā

Also, share this review if you found it helpful!

Is Mobile Money Loophole a Scam by Teo Vee? – What He Doesn’t Tell You

The¬†“Mobile Money Loophole” is supposedly some amazing new system created by Teo Vee that makes it very easy to make money online–or at least that is what you are told.

But is it really? Or is this just a scam that is going to be a rip off and leave you upset after buying into it?

One thing is for sure–this is NOT what it seems to be and in this review I’ll be going over the truth of the matter.

Thinking about buying in? Don’t until you read this and find out what you are really buying into.

The Sales Pitch

The¬†sales pitch for¬†Mobile Money Loophole is probably what led you to my review here‚Ķ It’s ridiculous, sounds way too good to be true, and is over-the-top overall.

You probably received some spammy email about a new money making opportunity which provided a link that directed you to the video presentation. In this video presentation he starts off by talking about how there is some new movement quietly sweeping the nation in which people are making tons of money off of mobile shoppers online.

And of course this movement is known as “Mobile Money Loophole”‚Ķ

Mobile Money Loophole

The¬†spokesman, which we later find out¬†is named Teo Vee,¬†talks about how you are lucky to have found this “closely guarded page”–as if¬†this is some secret video presentation that not many people can see.

This is just to try to make you feel special, because the page is open to the public and anyone can go view it at (might be other sites this is promoted on too).

The¬†guy keeps talking about how you “may” be eligible to try out this system, as if you might not be–however this is¬†just another little tricky sales tactic to make you feel as if you are lucky that you are getting this chance. Of course he is going to let you buy in, along with as many other people as he possibly can.

At this point it’s looking like it¬†could be a pretty typical online money making scam.

Of course¬†throughout the video presentation we are shown a bunch of screenshots from people who are supposedly making good money with this system, such as “Moy” here‚Ķ


…but¬†unfortunately there is no good proof that these screenshots are real. With the technology nowadays these could have been easily faked.

Definitely sounds too good to be true..

The sales pitch for this new system just sounds way too good to be true. And you know how the saying goes… If something sounds too good to be true then it probably is.

We are told that we just have to set up some website, which Teo Vee says he will help us do, then we just have to keep the site up on the Internet… And I guess the money will just flow in.

Sounds simple enough, right?

The problem is that it also sounds like a scam.

What You Are Really Buying Into

When¬†you go to purchase this system, which cost $97, you aren’t really told much. On the checkout page the system is not named and instead it just says you will be getting “the entire system”, a personal advisor, and a special bonus‚Ķ

checkout page

What¬†you don’t know is that you are really buying into a program called My Ecom Club, which I am very familiar with.

There is no such thing as “Mobile Money Loophole”‚Ķ This is just a made up name that is part of the sales funnel to lure people into the My Ecom Club program.

This¬†program is often promoted in very ridiculous ways–getting¬†people to believe that it is going to be super easy to make money online–when the reality is much different.

What Is My Ecom Club?

This is an e-commerce training program to help people start their own e-commerce websites and make money online via drop shipping, which is when you sell products on your own website but never actually keep inventory–instead¬†you have products shipped directly from the manufacturer to buyers.

It’s a good¬†business model but this particular training program is definitely NOT something I am going to recommend.

The¬†price tag shows $97, but you will also be hit with some upsells, the most expensive of which is $1997 and is for a “done for you” website.

Who Is Teo Vee?

Teo Vee is the¬†guy mentioned in the video presentation for “Mobile Money Loophole”, but who is this guy?

Well,¬†he is one of the guys behind the My Ecom Club program–one of the trainers.

However, there are multiple people behind this program and there is very limited information about any of them.

We don’t really know anything about Teo Vee. I¬†looked for¬†information on this guy and have come up short. He is pretty much a ghost and this is a big problem because we don’t really know who the is, how much experience he has in this industry, and whether or not we can trust him.

He does seem to know what he is talking about in the training but this is enough for me.

One¬†thing that I can tell you about this guy is that he definitely DID NOT learn this “secret” from a 14-year-old kid, as we are told in the video presentation‚Ķ


As¬†mentioned, the¬†sales funnels that have been set up for promoting My Ecom Club are often very ridiculous and “scammy”.

As I¬†talked about in¬†my review of My Ecom Club, this¬†program has been promoted as¬†a Memphis 9 year old‚Äôs $150,000 secret‚ÄĚ and a “weird online trick discovered by an 8-year-old girl–among other things.

Not only is what he tells you about learning it from a 14-year-old kid a complete lie, but it is also worth noting that this is not a “secret” at all. There is nothing secret about the training that My Ecom Club provides.

The Reality of This

Yes, making money with your own ecommerce store online is possible–and dropshipping is a good business model that is fairly easy to get involved with–BUT this is NOT as easy as it seems.

I dabbled with dropshipping a few years back and had some minor successes, but nothing long term. I was part of a large program (I paid $2,597 for!), which provided very good training–yet much less than half of us students became successful from it.

The fact of the matter is–this isn’t easy.

Teo Vee makes it seem like anyone who joins is easily going to strike it rich as long as they follow the program–NOT TRUE. Even if you have the most perfect ecommerce store, that isn’t going to just automatically attract buyers. You need traffic and you need targeted traffic. Advertising was the hard part for me–and the expensive part.

Conclusion – Scam or Not?

Teo Vee and this My Ecom Club program, which is the real program being promoted here, represent the bad side of internet marketing in my opinion.

People are lured in thinking something completely different from what they are really getting involved with. I wouldn’t call it a scam because there is training that does have value–but I do not agree with how misleading and deceptive the sales funnels are that are getting people to buy into this, such as “Mobile Money Loophole” of course.

You can do what you want but if you want my advice I would say to avoid this program.

And if you want a personal recommendation of mine I’d suggest taking a look at this program that I’m a part of and make a living off of with (and have been a member of since 2015).

Take care and be sure to leave any comments or questions below ūüôā

Also, be sure to check out my top picks for making an online income.

The My Ecom Club Scam – Internet Marketing at It’s Lowest

I’ve been seeing promotional content for My Ecom Club all over the place lately so I¬†decided to dig deep into it and see what it’s all about.

Is it true that My Ecom Club is a scam? (the rumors are out there)

Is this a good opportunity for those looking to make money online in the rapidly growing ecommerce industry?

Unfortunately the answer is pretty much a Yes to that first question. I guess I wouldn’t go as far as saying that¬†My Ecom Club is a complete scam, but it could without a doubt be called a scam to some extent.

In this review you will see what I mean. I’ll be going over the deceptive marketing tactics and trickery used to lure people into this program, the people behind it all (who you can’t trust), the hidden costs, complaints and more.

Overview of My Ecom Club

My Ecom Club is an ecommerce training program that helps people start their own ecommerce businesses “quickly and easily”–so they say. The focus is on setting up an ecom store with Shopify and dropshipping to make money.

Dropshipping, in a nutshell, is when you sell with your own ecommerce website but never actually keep inventory. Instead, when a customer buys a product on your site, you have it sent directly from the manufacturer–a great business model.

One of their main selling points is that they offer “done for you” websites–as in ecommerce websites that are already set up for you with products and all. They also offer training on building, running and growing ecommerce sites, traffic generation, one-on-one advisors and more.

I probably wouldn’t have a problem with this training program if that was all there was to be said–but unfortunately there are hiddent costs, deceptive and misleading marketing sucking in new members, no transparency whatsoever, and the list goes on…

This is why I¬†call it a scam–although the training itself is not a scam.

Let’s start by talking about some of the absolutely ridiculous sales tactics being used to promote My Ecom Club, which you very well may have come across.

Scammy Sales Funnels

If you want some good examples of misleading and deceptive online marketing sales tactics then look no further than those used to promote My Ecom Club.

Get The Discovery, Click N Flip, The Ecom Freedom Blueprint, Ecom Cash Code, Broke Dishwasher System–these are all different names and websites this program has been promoted though.

It has been promoted as being a “Memphis 9 year old’s $150,000 secret”, a “weird online trick discovered by 8 year old girl”, a “3 step system a broke dishwasher used to make $114,501 in 90 days”–and a lot of other crazy things that are probably all lies (or at least mostly lies).sales presentations

When people ask what I do for work and I¬†tell them that I make a living doing online marketing, they often get a bad impression–and scammy, unethical promotions like this are the reason.

If you are funneled in through one of these promotions you really have no idea what you are getting involved with. There usually is no mention of My Ecom Club whatsoever.

For example: The promotion pictured above of the “Memphis 9 Year Old’s $150,000 Secret EXPOSED!” leads you to this checkout page…
Order Form

Not one mention of My Ecom Club, yet that is what you will be buying into.

Not only that–but the promotional material surrounding this program is absurd. It often leads you to believe you will get some automated, “push button”, super easy system that you can get rich with by only spending a few minutes of time a day–all a bunch of BS.

The Team Behind It All

Teo Vee

Teo Vee is supposedly the man behind much of what My Ecom Club has to offer–specifically the training–but there is very little information on him.

Sometimes his name is mentioned in the sales videos but often it is not.¬†Often times My Ecom Club is promoted under some fake alias in the video presentations, which isn’t surprising.

I have searched around quite a bit for information on him but always come up short. In fact, I can’t even find any photos of the guy. Even on his social media accounts such as Twitter there is little info–no pictures or anything.

All in all, this guy is pretty much a ghost–and this is troubling.

Rocky Lin

There is also this “Rocky Lin” character mentioned on the website. Apparently if you buy into some of the upsells that My Ecom Club offers, such as the Gold Membership, you get extra training from this guy.

Who is he?

Well–it’s pretty much the same story here. There is very limited information on him–practically none at all.

All I know is that he supposedly makes a ton of money in the ecommerce business and is also associated with scammy programs like ‘My Hidden Pages’ and ‘My Secret Sites’.

Can you trust him? I sure as heck don’t!


Next up is a guy named Jordan, who seems to be the one behind the “done for you” upsell (that costs $1,997 as I’ll go over).

There isn’t much info, or really any at all, mentioned about this guy–he just kind-of shows up out of nowhere.

That said, it seems that he is the internet marketer that goes by the name of “Jordan Daniels”–who has a pretty bad reputation online, having been involved in shady promotions for the¬†(now shut down by the FTC) MOBE program, such as “My Optimized Success Plan”, “My AE Success” and others.

Not exaclty the type of person I would call trustworthy.

How can you fully trust a training program like this if you don’t even know the people behind it?

The answer: You can’t… or at least I can’t.

It’s hard to say what exactly is going on here because this company lacks transparency big time. There is no “about” page on the website that clearly goes over who the people behind this are and we are left in the dark on most things.

Teo Vee, Rocky Lin, and Jordan Daniels seem to be 3 of the “higherups” involved in this, but there are also other names involved too.

Overall not a good look–and definitely a problem as far as I see it. I don’t know about you, but if I¬†buy into something like this I¬†want to be able to trust the people who are behind it.

The True Cost

Most people that get involved with My Ecom Club probably have no idea what they are in for–and it’s not their fault–the reason being that this place misleads customers and doesn’t tell them all the details.

The training starts out as being free–and there are about 4 hours of training videos that you will be able to go through without paying for them. HOWEVER. if you plan on following along with the training you are going to have to subscribe for Shopify and Oberlo, which cost $29/mo and $29.90/mo respectively.

*Shopify offers a 14 day free trail, then you pay–Oberlo has a free Starter plan but you might be pushed to purchase one of their paid plans.

Shopify is the website platform you will be creating your ecommerce website on–which is the most popular and well trusted out there…¬†And Oberlo is a dropshipping plugin for your shopify store that allows you to easily manage this particular business model.


The two main upsells you will be pushed into buying include…

  • $37/mo to “add an advisor”
  • $1,997 “done for you” package

Then there is also a $97 Gold Membership that may be pushed on you too, depending on the sales funnel you enter into this black hole with.

And there might be more–probably is–who knows…

Did you have any idea that the cost would be this much? Probably not–and again, this isn’t your faullt. This is the fault of the people behind this program not disclosing much information.

Complaints and Customer Reviews

The user reviews you will find online for My Ecom Club are very mixed. People hate it and they love it. Some people call it a scam and others call it the greatest training ever.

If you look at reviews on Facebook¬†you will find plenty of positive ones–much moreso than negative. At the time of me writing this they have around 600 reviews with an average rating of 4.5/5, which is pretty darn good…

My Ecom Club Facebook Reviews

Most of the complaints I have come across have to do with unauthorized charges–as in people’s credit/debit cards being charged without them knowing it.

Maybe there was some fine print that mentioned they will be charged, as is usually the case, but the point is that there are numerous people upset about this sort of shady activity, and many complaints with the BBB.

My ECOM Club Complaints BBB

Can you trust these reviews? (My Guess Is No)

It is true that a lot of people complain about things that aren’t a big deal and often leave undeserved negative reviews for things that they might not understand, or that they are to blame for–but I’m not talking about these here.

What I’m talking about are the positive reviews–all the people saying how great this training course is–can you really trust them?

My opinion: Not entirely

Companies often will pay people to leave positive reviews for them–which leads to reviews that are not geniune and can’t be trusted. I don’t doubt for a second that this is going on with My Ecom Club.

First off…how on earth does this place have 186 reviews with the BBB and an overall rating of over 4.5 out of 5 stars??..

BBB reviews

…And how do they have so many positive reviews on Trustpilot¬†(129 with a 5 star average as I’m writing this!)???…

MyEcomClub Reviews TrustPilot

I have reviewed hundreds of potential scams, programs, courses, etc. online and I often look at the BBB’s website as well as Trustpilot to see what other people think. What I’ve found is that usually people go to these sites to complain–not to leave positive reviews. Sure, positive reviews happen–but at this rate they seem a little fishy–and I have reason to believe that they are fake (or at least many of them).

And since the reviews on BBB and Trustpilot very well might be fake, you then have to questions the reviews on Facebook. Are they real?

Conclusion – I Would Highly Recommend Avoiding This Place

  • Incredibly misleading and deceptive sales tactics
  • Hidden costs
  • Severe lack of transparency
  • No idea who the people are running this training program
  • Lots of reviews that seem to be fake

…these are some of the characteristics associated with My Ecom Club.

Now does this seem like something that you should be getting involved with? Obviously not.

This program represents internet marketing at it’s lowest.

Internet marketing often gets a bad rap for shady sales tactics and misleading info, but there are honest internet marketers out there too–this happens to be one of those bad apples that brings a bad look to the whole industry.

All in all there is no way in heck I’m going to be recommending any of my readers to sign up to this program. If you want a personal recommedation of mine I would suggest taking a look at this program I got started with in 2015 and currently make a living with working online with.

Also feel free to check out my top work at home opportunities for more.

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