Category Archives for Extra Income

Is Voices.com Legit? – And Is It Actually Worth Your Time?

Voices.com is one of the most popular voice-over marketplaces out there, but is it actually any good? Is Voices.com legit?

If you dig around online you will find some complaints about it being a scam and whatnot, which is why I decided to look into things further and see for myself.

In this review I'll be going over what Voices.com offers, how the process of job postings and auditioning works, getting paid and how much talent can expect to make, complaints and more.

*Note: This post is mostly written for those looking to join and do VOs to make money.

Overview

Voices.com
  • Website: Voices.com
  • Type: Voice-over work platform
  • Cost: $499/yr for talent and 20% fee for clients

In a nutshell, Voices.com is a website that connects clients looking for voice-overs with talent looking to get paid to do voice-overs. Clients can easily post jobs and then the large market of talent can audition as they please.

The company was founded in 2003 by David & Stephanie Ciccarelli and is based in Ontario, Canada. Currently Voices.com is one of the largest websites of its kind, with clients and talent using the platform from over 160 countries.

Overall it is a decent platform for both clients and talent alike, but has some serious downsides, as I'll go over.

How It Works

1) Job Posting

It all starts with the clients. At Voices.com clients are able to post jobs for free. There is no fee associated with simply posting a job. The fee comes when they actually find talent and make a transaction.

A job posting will have a title, the desired language, gender, script, and other important details like the budget.

*Note: They offer clients a lead brokerage service where they will help clients get leads for their job postings. In a nutshell, they handle the hiring process. This sounds nice, but is something that should probably be avoided due to the shady activity I'll talk about shortly... in which they take clients' money and pay talent much less than they should, pocketing the extra.

2) Auditions

Freelance talent and members of Voices.com will then have access to the job postings. They will be able to filter through available jobs and audition as they please. There is no obligation to audition for jobs at any rate, but since the annual fee that Talent has to pay is quite high, you will likely want to make good use of the opportunities available if you are talent looking to make money doing VOs.

Auditioning consists of reading scripts outlined by the client and following any guidelines listed, recording the audio and submitting it through the platform.

Talent will also provide quotes for how much pay they are willing to complete the job for.

The client will then be able to listen to auditions and choose as they please. Voice.com has a "VoiceMatch" algorithm that helps select Talent it finds to be the most qualified, which makes things a bit easier on the client trying to filter through all the auditions coming in. 

3) Transaction

The audio is submitted through the platform and Voices.com also handles the payments.

To ensure that clients actually pay talent for their work, they hold the money in escrow and release it to the talent after the work has been confirmed and approved.

The fee for this transaction is 20%, which the client pays on top of their pay to the talent performing the VO.

Types of Work

There are many different clients using this website and they are looking for all sorts of different VO work.

There are:

  • Non-broadcast jobs that largely pay based on the word-count of the script
  • Broadcast jobs where you can land regular VO jobs on a consistant basis
  • Local radio VO jobs that can pay consistently
  • Internet ad VO jobs and more...

Ideally most people would probably like to land some sort of ongoing job where they are provided with work again and again, but most jobs on this site will be one-and-done types of deals, where clients will be looking for someone to complete just 1 project... and because of this you will likely want to continuously apply to new jobs to continue to get new work.

As you work, and submit high quality work, you will also be able to build relationships with clients that can possibly get you repeat work in the future, which can greatly affect earning potential. Clients are able to privately invite talent to audition for jobs, which are listed with a padlock icon next to them in the Hiring tab. However, Voices.com limits communication between clients and talent (and I'll go over why!), which lessens the ability to build client relationships.

Fees

Voices.com makes money from both the clients and from the talent.

Clients are allowed to post jobs for free, but are hit with the 20% fee if they actually use the platform to hire talent. This 20% fee is added onto the talent fee. So, if a client is paying $500 to hire talent then they would pay $600 total... $500 + $100 fee (20% of $500 = $100).

And they make money from talent with the membership fees, which are $499/yr... a price that many see as outrageous.

Getting Paid

How Much Can You Make?

I know a lot of people reading this are probably talent looking to make some extra money, which brings up the question of how much can you make?

There are people who make good money doing voice-overs through platforms like this, but it seems most people just make a little extra here and there, and use Voice.com as one of a handful of platforms.

Unfortunately there are no good numbers I can provide. The amount you make will, of course, depends on your talent and equipment, and on the gigs available from clients.

Another big determinant factor is the competition from other talent looking for jobs. Remember, talent provides quotes when auditioning... so if there is a bunch of desperate talent offering low quotes to complete jobs, then this will lower the chances of making much and even landing decent paying jobs in the first place.

Doing voice-overs, which I even listed on my mega-list of 70+ ways to make money online, is becoming increasingly popular... which means competition is getting tougher... but at the same time there are more opportunities opening up to help balance things out.

According to a reply from Voices.com's support team: β€œOn average, book 2-7 jobs from every 100 auditions. So, if you submit 100 auditions in 2 weeks, you might get something.”

The support team also suggests that you audition to at least 7 jobs per day.

Pay Rates

On the website they list the rates that they suggest clients pay for projects, which can give you somewhat of an idea of how much you can earn as a worker, but things are still a bit blurry.

*Note: The budgets suggested for the clients include the 20% fee, so you have to subtract out 20% and then are left with the Talent Fee, which is the money that goes toward paying talent.

screenshot

One of the main reasons the chart above isn't that great representation of the pay people actually receive is because of how Voices.com often pockets varying, and sometimes large, amounts of money paid by the clients... which I'll talk about next in the complaints section.

Payment Options

As I've already mentioned, Voices.com uses an escrow services called SurePay. They first take the money from the client and then hold it in a 3rd party bank account, releasing the funds to the talent after their work has been accepted.

The options for getting paid are either PayPal or check in the mail.

Payments are sent on a weekly basis and are always 1 week behind.

User Reviews/Complaints

If you look at user reviews on the BBB's website, SiteJabber, and Trustpilot you will find very high ratings.

For example, on SiteJabber, which is a site that people usually go to bitch and complain about websites, it has close to a perfect 5-star rating...

screenshot

There are lots of reviews about the helpful customer support, from both clients and talent... and... to be honest... almost too many positive reviews, which leads me to believe that some are forced or, at the very least, strongly encouraged positive reviews and are not really 100% genuine.

That said, I don't want to paint too much of a negative picture. I'm sure some of the positive reviews are real. It's just that there is no way I believe in all of them... especially because when you dig a little deeper you can find quite a bit of unsettling complaints...

Complaints

#1 - Lack of Transparency

There are quite a few complaints about their lack of transparency when it comes to pay and how they handle clients' money.

Voices.com will manage client listings and often pocket money for themselves, according to a number of sources, such as this review from someone who's been involved with voice-overs since before Voices.com came to existence.

If a client has a $1,000 budget for a VO gig and they pay for their lead services, Voices.com might list the gig for only $500, and then pocket the other $500!

Now of course they deserve to earn a cut of the pie for their service, but the problem is that there is a complete lack of transparency here and clients don't know how much they are listing for, which often results in poor talent being hired and large amounts being pocketed by the company.

screenshot

[Source: SiteJabber.com]

#2 - Limited Ability to Contact Clients

One major problem with Voices.com is how they limit the contact talent is able to have with clients. 

Talent is not able to contact clients during the process of auditioning, which is likely a way to protect their interests so that nothing gets in the way of them pocketing extra money, as described above.

This not only is this a very shady activity, but it also hurts the talent's ability to build a client base.

High Fees

Voices.com handles the payments through their escrow service called Surepay... and they charge a whopping 20%.

This can get very costly, especially with larger budget projects. It would be nice if there was some cut-off, or maximum fee amount, but it doesn't seem that there is.

This mostly hurts the clients, but also indirectly hurts the pay talent might receive because clients will be forced to lower their budget to cover the costs of such a high fee... meaning less earnings for talent.

Un-closed Jobs

There also have been some complaints from talent that clients often don't pick any winning candidate for their job postings, which could be due to cancelling the job, finding talent on other websites, etc.

One review on SiteJabber that I came across is from someone who claims that about 25% of the jobs they auditioned for never closed, which is a surprisingly high number.

screenshot

[Source: SiteJabber.com]

Too Much Competition

Anyone who wants to get started doing VOs can join Voices.com as long as they pay the membership fee. This is great if you are a beginner getting started, as it gives you a path to do so, but some people complain that there is just too much competition. Sometimes there are hundreds of people auditioning for the same jobs.

This also leads to some people who are desperate for jobs to offer low-ball prices, which pretty much ruins it for all those looking to work for a decent wage (as I already talked about).

There have been quite a few complaints that I've come across, like that below, from people who have auditioned endlessly with no luck.

screenshot

[Source: Trustpilot.com]

Unreliable Talent

A complaint that goes along with that above, but is from the client side of things, is that talent can be unreliable. This is largely due to Voices.com allowing anyone to join and there not being any requirements that must be met.

As you can see below, this client claims that unreliable talent makes things difficult and often leads to missed deadlines...

screenshot

[Source: SiteJabber.com]

It would be nice if there was some sort of ranking system where talent could achieve different levels based on their experience and knowledge.

Pros v Cons

Pros
  • Easy to use for both clients and talent
  • Lead services available
  • Large marketplace
  • Safe payments through escrow service
  • No experience needed for beginner talent to get started
  • Educational library available for newbies
  • Good support team
Cons
  • High fees - 20% for clients and $499/yr membership fee for talent
  • Lack of transparency with payments
  • Untrustworthy reviews (many seem fake and/or encouraged)
  • High amounts of competition for talent
  • Unreliable work for clients due to inexperienced talent

Is Voices.com a Scam?

Voices.com is not a scam. They are a legitimate company that provide a legitimate service, and have a A+ rating with the BBB because of this.

They do engage in some shady practices and aren't transparent with their listings and how much they pay talent with the budgets from clients, which is definitely on the scammy side, but overall I wouldn't call them a scam.

Conclusion - Worth Joining?

There are downsides and upsides to joining Voices.com, for both clients and for talent. Although there are quite a bit of negatives, the fact that they are such a large marketplace still makes the opportunity tempting.

I'm not going to tell you whether or not to join. This is a decision you will have to make for yourself. Opinions are mixed, but it seems that most talent would agree that this is just one of a handful of platforms you should be using if you are trying to make decent money in the VO business, with other good alternatives being Voice123 and Bodalgo.

Getting Started

Getting started as talent is all about making a killer profile and applying to plenty of jobs.

You aren't guaranteed work and clients will select who they think is the best fit, so be sure to market yourself. Demo VOs are a must, and you will want to create a handful to fully show your VO talent.

Getting started is always the hardest part. But, if you stick with it and manage to build client relationships, get repeat jobs, and learn how to work Voices.com into your schedule to make money regularly it can be worthwhile.

PS: Since you are looking for flexible online freelance-type work, you might be interested in doing what I do to make money online. Check it out if you have the time πŸ™‚

Lotto Profits Software Scam – Avoid Like The Plague

Will it really help you win the lottery? Or is Lotto Profits a scam that is just going to want to make you toss your computer out the window? (more likely to the second!)

I first came across this software after landing on a promotional video for it, which was supposedly "very controversial"... 

screenshot

The video started out claiming that the lottery is "not at all random", which is the opposite of what I've been told, and caught my attention...

screenshot

The guy in the video claims to be 7-time grand prize lottery winner Richard Lustig. And yes, it is true that this man won the lottery grand prize 7 times, all from state-sponsored lottery games between 1993 - 2010. And... because of this he has been featured all over the news and even on Ripley's Believe It or Not. Below is a short video I found of him on Fox Business...

In the video he claims that this is no lucky occurrence. Supposedly identical winning numbers are being drawn continuously across the US... and there are patterns that winners follow to win over and over again... so he says.

Supposedly Richard created some software to help "put the most odds possible in your favor".

And, supposedly, people like "Susan" (below) have won using this software... although there is definitely NOT any proof that this is true.

screenshot
BUT... how can this all be possible if Richard Lustig is dead?

That's right, a quick Google search reveals that he died in 2018...

screenshot

And this is just one of many red-flags.

The bottom line is that Lotto Profits is what most people would call a scam and it is something I will NOT be recommending by any means.

In this review I'll be going over why it's a waste of money and will not work. Please read before buying!

Overview

Lotto Profits

Lotto Profits is a software that provides lottery numbers to play that [allegedly] have a higher chance of winning. There is no guarantee that anyone playing the numbers provided will win, but the idea is that it will increase the odds.

The software automates a strategy developed by the now deceased Richard Lustig, 7-time grand prize winner.

It is sold for $95 and does have a refund policy where you can get your money back within 90 days. This is the good part, because you will likely want your money back if you do buy into it.

In a nutshell, Lotto Profits is a nonsensical lottery number generating software that doesn't work, and I'll go over why.

How It Works

The Lotto Profits software tells you what numbers to play.

How it works is it supposedly logs data on past draws from lotteries all over the world and uses some algorithm to give you numbers that supposedly have a higher chance of being drawn.

Apparently it gives you numbers that haven't been picked much, and it is said that these numbers have a higher chance of being picked in the future.

Why It Doesn't Work

I've heard some people, and even read a review, saying that this works because of the law of probability, claiming that numbers that haven't been drawn for a while continue to increase in the probability of being drawn in the future... which is complete B.S.!

It doesn't matter how many times in a row you flip a coin and get "heads". Each time you flip it the probability will still be the same!

A 50% chance of getting heads and a 50% chance of getting tails.

The same goes for the lottery.

There is even an article on Business Insider where a journalist took Richard's strategy to a statistics professor, whom concluded that it didn't make any mathematical sense.

*There is also a Forbes article on Richard's strategy and why it doesn't make sense.

Pros v Cons

Pros
  • There's a 60-day money-back return policy because this product is sold through Clickbank
Cons
  • It doesn't work

Conclusion - Avoid!

This is just another over-hyped sales pitch for a product that won't work. The only real, and proven, ways to increase your chances of winning the lottery are to simply play more, such as by buying more tickets... but this isn't something I'm recommending because most people lose money, of course.

*Note: You can increase your chances of not having to split a pot by picking numbers over 31. This is because many people play their birthday numbers!

Yes, Richard won the lottery 7 times. This is true. But, his software just doesn't make sense to me and I'd rather stay on the side with a statistics professor than Richard... and I usually have a natural distrust for overly-salesy products like Lotto Profits anyhow.

Also, it's pretty important to know how much he spent playing, which for all we know might have been more than he won!... which would be pretty silly.

So, anyways... don't buy into this.

If you are looking to make money online then I can recommend the program I use (and have been using since 2015), but sorry there isn't any good secret to winning boatloads of cash from the lottery.

I hope you found this review helpful and please share it to help spread the word!

Also, leave any comments/questions below and I'll get back to you soon πŸ™‚

Review of Sticky Likes – Scam Opportunity?

I've been getting a lot of spam about Sticky Likes for some time now, so I finally decided to check it out. The emails I was getting flooded with were coming from a network marketer that usually pushes crap products/programs, so I was pretty skeptical from the start.

Is Sticky Likes a scam? This was the question I set out to answer, and right from the start things weren't looking too good.

Of course everyone promoting it is talking about how it is going to revolutionize building a business, how it's the next greatest system, etc. etc.... but I've heard claims like this far to much in the past to simply believe them right away.

In this review I'll be going over what Sticky Likes is, how it works, the compensation plan that everyone is claiming is the greatest, and some important reasons you might NOT want to join this place.

It does have some value, but it's not as great as many people are making it out to be, in my opinion of course.

What Is Sticky Likes?

Sticky Likes
  • Name: Sticky Likes
  • Website: stickylikes.com
  • Type: Social media engagement program & business opportunity
  • Cost to Join: Free - $268/mo + $99 distributor fee (if you decide to go "all in")

Overview

Sticky Likes is a program developed to easily increase exposure on social media via likes, follows, shares, etc. It can be used by businesses to increase social reach or by individuals who simply want to increase their popularity or who are trying to start an online business.

Why is increasing social media presence important? Well, according to Yahoo! Small Business:

  • Facebook is the most visited website in the world
  • Facebook shares have the greatest influence on Google search rankings
  • 53% of people recommend companies and products via Twitter
  • 800 million active users on YouTube spend 15 minutes/day on average watching videos
  • and lots more...

Pretty amazing... and Sticky Likes claims that you can multiply your likes with this platform by a magnitude of 10x, which I'm not sure is true... but it very well could be.

Facebook, Instagram, Twitter, and YouTube are the platforms this program works with... and it delivers "real" engagement from real people.

*More on why I have quotation marks around real in a bit.

How It Works

The idea is that you connect your social media account to the program and get real engagement from real people.

How does this happen? It's all real people about completing tasks...

Completing Daily Tasks

When you join you will be prompted to complete daily tasks, which include liking posts, following profiles/pages, etc. Completing daily tasks is the way that Sticky Likes encourages real engagement from real people.

The incentive to complete these daily tasks is... well... you have to in order to receive engagement on your profile/page on social media.

Sticky Likes is a "give and take" system, where you engage with other social media accounts and receive engagement on your account in return.

For example: You like someone's post on Facebook and in return one of your posts gets liked by someone.

HOWEVER, if you don't feel like spending the time completing the daily tasks you can pay not to.

There are different packages available, Standard Packages that require you to perform daily tasks and Premium Packages that don't require any daily tasks.

Engagement Packages

Option 1 - Standard Packages
  • Sticky500 Standard
    • $29/mo
    • 1 social network
    • 500 likes/mo
    • 5 daily tasks
  • Sticky1000 Standard
    • $59/mo
    • 1 social network
    • 1000 likes/mo
    • 5 daily tasks
  • Sticky1500 Standard
    • $89/mo
    • 1 social network
    • 1500 likes/mo
    • 5 daily tasks
  • Sticky3000 Standard
    • $178/mo
    • 1 social network
    • 3000 likes/mo
    • 5 daily tasks
Option 2 - Premium Packages
  • Sticky500 Premium
    • $44/mo
    • 1 social network
    • 500 likes/mo
  • Sticky1000 Premium
    • $89/mo
    • 1 social network
    • 1000 likes/mo
  • Sticky1500 Premium
    • $104/mo
    • 1 social network
    • 1500 likes/mo
  • Sticky3000 Premium
    • $268/mo
    • 1 social network
    • 3000 likes/mo

So, as you can see, you can earn anywhere from 500-3000 likes per month depending on what package you sign up for.

Standard Packages require that you complete your daily tasks in order to receive likes, whereas with Premium Packages you simply pay more and aren't required to do the daily tasks.

But what if everyone purchases Premium Packages?

You may be wondering how this can possibly work out if you can simply pay more to not have the obligation to complete tasks. If everyone paid for Premium Packages then there would be no one completing tasks, which means no one would be engaging on social media and the whole system would go bust.

However, they have this concern covered. When someone purchase a Premium Package they are essentially paying someone else to do the tasks, as "Extra Tasks", which creates increased incentive for people to do them. This way there will always be people doing the tasks because it is financially rewarding.

The Purpose of All This

Most people will be using this platform with the end-goal of making money. 

Some people will be trying to increase their presence on social media for a business page or whatnot, while others will simply be trying to make money by referring others to Sticky Likes, which brings me to the compensation plan.

The Compensation Plan

Sticky Likes' compensation plan  is MLM-style... you can make money by referring others to join (whether they be customers or affiliates)... and this seems to be exactly why so many people are promoting it.

Requirements

  • You must purchase a Distributor License for $99
  • You must complete the daily tasks if you have one of the Standard Packages, or pay for the Premium Packages to have someone else do them for you

Ranks

Like every MLM compensation plan, there are various ranks, and the amount you can earn strongly depends on your rank.

In a nutshell, how you move up the ranks is by recruiting more people into the business and growing your downline.

The ranks & requirements are as follows:

  • Influencer
    • Must be a retail customer or have referred 1 retail customer, and you must have purchased a Distributor License
    • 10 PV minimum per month (purchasing any of the packages listed above will satisfy this requirement)
  • Gold
    • Must have referred at least 2 retail customers
    • 100 PV minimum per month
  • Platinum
    • Must have referred at least 3 retail customers
    • 150 PV minimum per month
    • 150 GV minimum
  • 1 Star
    • Must have referred at least 4 retail customers
    • 200 PV minimum per month
    • 5,000 GV minimum (no more than 60% coming from any one leg)
  • 2 Star
    • Must have referred at least 5 retail customers
    • 250 PV minimum per month
    • 10,000 GV minimum (no more than 60% coming from any one leg)
  • 3 Star
    • Must have referred at least 6 retail customers
    • 300 PV minimum per month
    • 50,000 GV minimum (no more than 60% coming from any one leg)
  • Elite
    • Must have referred at least 10 retail customers
    • 500 PV minimum per month
    • 100,000 GV minimum (no more than 60% coming from any one leg)
  • Ambassador
    • Must have referred at least 20 retail customers
    • 1000 PV minimum per month
    • 200,000 GV minimum (no more than 60% coming from any one leg)

Ways to Earn

There are 4 ways to do so...

#1 - Residual Plan

The main part of the comp plan is the Residual Plan, which is a uni-level structure that you can earn up to 7 levels on.

How it works is like this: You recruit people in personally and these people are your level 1. When they recruit people in the new people become your level 2. And when those level 2 people recruit others in they become your level 3... and so on. This can happen at an infinite width.

unilevel comp plan

The diagram above only shows 3 levels deep, but imagine that going down to 7.

The amount you earn from the people beneath you depends on your rank. As an Influencer (the rank you start off as) you will start off only earning 10% commissions from level 1 (your direct recruits), but you can see it increases in percentage and depth as you climb the ranks...

screenshot

[Source: stickylikes.com]

#2 - Extra Tasks Bonus

This is a bonus where you are paid $2 for doing extra tasks. Each time you complete a set of 20 you are paid.

The amounts available will vary depending on demand... and they are available on a first-come, first-serve basis.

#3 - Matching Bonus

The matching bonus pays distributors a percentage match of what those recruited in beneath them earn.​​​​

You will earn:

  • 5% commissions on the first generation if you have one personally referred Platinum member
  • 5% commissions on the first & second generation if you have one personally referred 1-Star member
  • 5% commissions on the first, second, & third generation if you have one personally referred 2-Star member
  • and 5% commissions on the first, second, third, & fourth generation if you have one personally referred 3-Star member
screenshot

[Source: stickylikes.com]

*From what I can tell, "generations" are the exact same as "levels" in this comp plan.

#4 - Leadership Bonus

Lastly we have the Leadership Bonus, which pays you a nice commission if you make it to the ranks of 2-Star and above.

  • 2-Star ranked members earn 1% commissions on their entire downline, even past level 7
  • 3-Star ranked members earn 2% commissions
  • Elite ranked members earn 3% commissions
  • Ambassador ranked members earn 4% commissions

What I Like/Don't Like

What I Like

I will say that the program seems very well organized and put together. The people behind it (whom I don't know the names of) definitely know what they are doing.

I'm also guessing that a program like this could spread rapidly. My guess is that a lot of people will simply be buying in to make money with the compensation plan, and will be using their increased social engagement and social media accounts to recruit others in. In this way it is kind of like a self-serving system.

What I Don't Like

#1 - The Likes are Still Fake

There is no doubt that a program like this is better than paying for some fake likes coming from bot profiles that aren't even real people... but in my opinion the likes & engagement you get from Stick Likes is still fake, in a way.

Yes, you will get engagement from real people... but only because they are trying to make money or qualify to get engagement on their own social media accounts. It's not like the engagement you get is actually coming from people who like your social media content. It is forced.

Sure, I could see how even this form of engagement could lead to more "real" engagement... but it certainly isn't as good as it may seem to be.

#2 - The Comp Plan Has 1 Fatal Flaw

If you've been on my website before then you might know that I'm definitely NOT a fan of MLMs.

MLM failure rates are extremely high, as high as 99% according to some studies, and this is because of their pyramid structure, which always leads to a small percentage of people making a lot of money while the overwhelming majority make very little.

#3 - People Joining Just to Promote

There is no doubt that a lot of members here only joined to promote the system and make money.

It's nice that this is, as I said, a self-serving system in a way... but when people join just to promote and make money it seems a bit scammy.

#4 - Facebook, Twitter, etc. Don't Like This Stuff

Facebook and all the other social networks don't like this kind of fake behavior. It's basically like cheating the system, and if they find a way to stop it they will. 

This is definitely a concern of mine.

Is Sticky Likes a Scam?

Sticky Likes is not a scam. There is a real service here that has real value. Sure, a lot of people are going to be joining just to use the system to recruit people in and make money, but there will be some that join to help drive traffic to their businesses and whatnot.

Pros v Cons

Pros
  • Very simple
  • Engagement from real people
  •  Works with multiple social media networks
  • Can help increase social awareness, and thus increase traffic
Cons
  • Engagement is forced, not genuine
  • Lots of people joining just to promote the system (a bit scammy in my opinion)
  • MLM comp plan more difficult to make money with than it seems

Conclusion - Worth Joining?

Although there are definitely some issues I have with this kind of program, mainly that I don't think this type of social media engagement is nearly as good as real/natural engagement, I secretly am a bit of a fan of it all. A while back I joined a similar give & take type program to increase likes for a business Facebook page of mine and I'll admit that Stick Likes is definitely a better choice than that was.

But anyways, the program isn't for everyone. I hope this review has provided some valuable insight into how it all works and who it's for. If so, please share this post and help spread the world... it will also help out my little struggling website here.

Take care and be sure to leave any comments/questions below. I'll get back to you soon πŸ™‚

PS: Before you leave it may be worthwhile to check out how I've been making a living online... which is something you might be interested in.

8 Ways to Make More Money with HempWorx

The most recent HempWorx affiliate earnings disclosure is pretty dismal, with over 95% earning much less than $1,000 per year. 

This is largely due to the difficulties of the MLM industry (which we'll talk more about soon), but also due to the fact that a lot of affiliates aren't doing the 8 things we'll discuss here now... 8 ways to make MORE MONEY with HempWorx.

What Is HempWorx?

HempWorx

Assuming that you probably already know this, we'll keep it short.

HempWorx is a product line by the MyDailyChoice company that consists of CBD products, and was just launched in 2017.

Products are not sold in stores. Instead, the company relies on independent representatives (affiliates) to run around doing the selling. Affiliates also have the ability to recruit in other affiliates, build 'teams', and earn commissions from the efforts of those beneath them.

In a nutshell this is a CBD direct sales/MLM opportunity in which affiliates can earn money in 2 ways:

  1. By selling products
  2. By recruiting in other affiliates who buy and sell products

But here we aren't going to be talking about the super obvious like how you should recruit more people in or sell more products to make more money. Here are 8 ways to earn more with HempWorx that aren't quite as well-known...

8 Ways to Increase Your HempWorx Earnings

1) Use The Products Yourself

It will be hard to sell HempWorks products or the opportunity if you yourself don't even believe in what they sell.

You may be a naturally good BSer and have a knack for sales, but there is no substitute for genuinely loving what you sell.

Using the products for yourself will allow you to make a much more personal sales pitch to potential customers. You will eventually have some personal experiences to share (hopefully good ones) and in a modern world where technology has brought about a marketing system that seems to be massively impersonal at times, this is what people want.

And besides, if you aren't using the products then what are you doing with HempWorx anyhow? There are other MLM choices out there..

2) Know The Science Behind It

Again, you may be a naturally good BSer and you may be able to hype up a product without really saying much of anything. That is great and all, but you could do a lot better if you took a bit of time to know some of the science behind the HempWorx lineup and CBD in general.

CBD is all the rage nowadays and has many claimed health benefits, some of the most well proven being a treatment for epilepsy, anxiety, depression, and insomnia.

Adding in something like "In a 2019 study of CBD's affects on anxiety and sleep, it was shown to improve sleep in 66.7% of patients and decrease anxiety in 79.2%"... would sound a lot better than just saying... "it's good for sleep and anxiety". And this study is true by the way.

It would also be helpful to know the science so that you don't spread misinformation. Because of all the hype surrounding this new emerging industry there is a heck of a lot of misinformation being thrown out there... which isn't true.

And you should definitely know what CBD is! There of course are going to be people who, because it comes from the cannabis plant, have the wrong impression of it.

3) Know Everything About The Products

Study the products, get to know them. Know what they look like, taste like, feel like... well maybe not all of that... but you need to get to know them.

Know exactly what they are used for, how they are taken or applied, different concentrations and flavors, etc. 

And know what products go together. If someone buys the Hemp-Infused Coffee then the Keto Coffee Creamer can be an easy additional sale to double your revenue.

HempWorx coffee and creamer

This should be a given, but it's surprising the number of people selling products when they don't really have much clue of what they are selling. Don't be one of these people.

4) Recruit Business-Minded People

With the MLM structure that HempWorx has in place it is paramount that you recruit other distributors in if you want to take full advantage of the compensation plan. This is how you move up the ranks and this is how you get leverage on your side.

But don't waste your time trying to recruit everyone that is willing to listen to you. There are a lot of young people more than enthusiastic about the CBD movement, but might not make the best people for your 'team'.

You want people who are serious and who will help you expand your "team", aka downline. You want people who are just as motivated as you are.

In our post on ways to get local MLM leads we mentioned going to real-estate seminars, law of attraction events and things like this. 

Why? 

Because you often meet business-minded individuals at events like these that are serious about taking full advantage of opportunities like this.

5) Take Full Advantage of Online and Offline Sales

Some people are more old-school and will want to run their business face to face, selling products directly to customers and recruiting people in directly. Other people try to do everything online, both the recruiting and selling.

While it is possible to choose either of these methods, it is definitely recommended to take advantage of both.

You get your own replicated HempWorx website with lead capture pages, pre-made autoresponder emails and more. Take advantage of this and advantage of the fact that online you can reach people all over the world without ever leaving your chair.

And never underestimate the power of the old-school approach, which is equally as important. Doing business in the real world, face to face, gives you more power to create personal connections and lasting relationships... which can help build a stronger team. And while the HempWorx company does provide online training, being present and helping out new recruits in physical form can make a difference.

6) Deduct Your Expenses

Let us not forget that you are considered an independent contractor (self-employed) with a business like this and that you can deduct your expenses come tax time with the IRS 1099 form.

The one-time affiliate enrollment fee of $20 is an obvious deduction along with any starter pack you order.

If you would go all-out and order the Executive Pack for $599 you might use the products that come with it yourself... but it seems this could still be a deductible business expense since you are using them with the purpose of getting to know your products of course... but I'm no tax professional.

Other expenses could include:

  • Home office space
  • Cell phone
  • Supplies (pens, paper, ink, giant billboards, etc.)
  • Car expenses (driving to meet people and so on)
  • Health insurance if this is your main job
  • Conferences
  • Educational expenses if you feel like taking a course to learn more about some aspect of the business

Here is a good list of some top deductions we found online that will give you some other ideas. 

7) Don't Be Too 'Salesy'

Image by CloudTask

No one likes that annoying salesperson that won't give up trying to sell something that you have no interest in. We've all had experiences with these types of people at one point or another.

Salesy salespeople are becoming more and more a thing of the past, as sales methods are improving and data is showing better results from less in-your-face approaches.

There is hard-selling and soft-selling.

Hard-selling is when you jump straight to the point with your sales pitch... you let the person know what you are selling that they instantly know they are being sold to. It is aggressive. Soft-selling on the other hand is more indirect and has more focus on building trust and a relationship before closing a sale.

Of course a sale is the end goal, but try to get away from thinking about making sales constantly. Focus on helping people, whether that be with some health problem that CBD can help with or with the opportunity of a home-based HempWorx business. Focus on helping first and go for a soft-selling approach, which most people who have tried it will say works better.

8) Treat It Like a Job

The insanely high failure rates of participants in MLMs, which was estimated as being as much as 99% by a study of 350 MLMs by the Consumer Awareness Institute, can be a bit misleading. 

No one doubts that MLM failure rates are high, but how much are these statistics skewed by people who don't fail... but rather just quit too early and Peter out?

Running your own home-based business has its advantages. There is no commute, more flexibility, no boss breathing down your neck... but it can be difficult to stay motivated and keep on track.

If you are serious about making money with HempWorx then treat it like a job, not just something that you might or might not have time for today.

A lot of new affiliates work other jobs and what not, and you might be one of them. But try to take and schedule a piece of your day where you can dedicate to the business.

So take the time to go to that local meeting. Take time to set up that Adwords campaign. Take the time to help train a new recruit. Of course without putting in the time the results won't come.

Set goals, make a schedule and write it down... and then put this schedule somewhere you will actually see it so that you don't forget. Make it a habit to put in the work.

One of the keys to forming a habit is to make it as easy as possible on yourself. So for example, if you want to create a good habit of eating breakfast then you can prepare it the night before, so that it is easier to eat in the morning when you are tired. Or if you want to make a habit of working out in the mornings you can sleep in your exercise clothing, which means one less thing to hold you back in your normal half-asleep morning state. (tips from Shawn Achor's great book The Happiness Advantage)

Takeaway

Being successful with the HempWorx opportunity, or any MLM for that matter, takes someone who knows the products and believes in what they are selling, knows who to recruit and who might be a waste of time, and takes the business seriously.

Many of these 8 tips seem like they might be common sense, but most people don't do this stuff... and if you do you can increase your chances of good earnings.

But at the end of the day you are still at the mercy of the MLM pyramid business model, which unfortunately favors a small percentage of people due to its structure and how people high-up receive kickbacks (commissions) form affiliates multiple levels down below. This pretty much ensures the high failure rates that we often see.

The HempWorx compensation plan has Leadership Check Matching that pays down 10 levels...

screenshot

They have Binary Commissions where you can earn even further into your downline...

mlm

And they have other ways to earn that are based around the MLM pyramid structure... which is good if you are sitting pretty at the top, but not so good if you are one of the majority at the bottom.

There are many reasons why people who get involved in MLMs fail and the very structure of the business model is undoubtedly one of the main reasons, which is why here at Legendary Wallet we promote affiliate marketing and recommend the Wealthy Affiliate training program to get started, as this requires no recruitment and you keep all your commissions. 

Now it's your turn: Do you have any tips for HempWorx affiliates to increase their earnings? Let us know in the comment section below...

We like to hear back from our readers πŸ™‚

Can You Really Make Money Charging Bird Scooters? – And How Much?

You've probably heard the stories... people running around under the cloak of night picking up scooters, charging them, and making money.

Yep, this is one of the opportunities that Bird and other urban scooter transportation companies is bringing to the table, and anyone can participate in it.

It sounds like a pretty good deal:

  • Earn money on your own schedule
  • Get paid daily

But what's the catch?

Is charging scooters for Bird some sort of scam? How much money can you actually make? Is this some twisted form of modern-day slavery?

In this article we'll be going over what you definitely need to know before spending your evenings charging scooters... or that you will wish you would have known if you are already doing such.

What Is Bird?

Bird is an innovative new company that is changing the way people get around in urban areas by providing what it calls an "on-demand personal electronic vehicle sharing network".

Users are able to locate scooters in 100+ cities worldwide with the Bird app, activate the scooters using their phone camera, and ride around as they please... then simply leave the scooters wherever they want.

The company started in September of 2017 with 10 Birds in Santa Monica, California. In just 14 months Bird was in 120 cities and bringing in revenue at over a $100 million/yr rate. In 2018 Bird was named one of Time Magazine's "50 Genius Companies" and was also listed as one of LinkedIn's top 50 most sought-after startups... and the list goes on.

Bird Scooters

They've had some hiccups, lawsuits have been paid, their have been protests, but it doesn't seem like much of anything can stand in the way of the new scooter ride-share industry, which Uber and Lyft are jumping in on as well.

At just $1 to unlock a scooter and +$0.15 per minute of use, riding a Bird around is becoming a very economic, fun, and flexible way to get around.

AND... of course this amazing new flexible form of transportation also brings along a flexible way to earn some cash on the side... or even as a main source of income for some people.

Making Money as a Scooter Charger

It's freelance work. In a nutshell, what you do is run around after 9pm picking up scooters that people have left sitting around, bring them back to your place and charge them for the next day.

how charging for Bird works
Step 1: Join The Charger Community

You have 2 options here:

  1. You can sign up to become a charger at https://chargers.bird.co/join where you will be prompted to enter your name, phone number, email address, zip code, and select your country from the list. Then you will download the app to complete the signup process.
  2. or, If you already have the app you can open it up, bring up the menu and click on the "become a charger" option.

The app is free and available on both Google Play and the Apple App Store, where it has very good ratings overall.

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Inside the app you will have to enter basic information about yourself, tax information, and confirm your bank account so that you can get paid via direct deposit.

*Both riders and chargers use the same app.

Step 2: Find, Charge and Release Birds

Finding Birds:

Now that you are officially a Charger it's time to find some Birds.

At 9pm is when Bird releases most of the scooters onto the map for charging, because this is when they are no longer available to riders. So in the beginning you are going to want to wait to this time.

However, it is possible to pickup birds that need charged throughout the day and even release them back into the 'wild' if you can do so before 5pm.

Inside the app you will be able to go to "find birds" to see a map of your location and all the Birds nearby.

bird charger map

Image by u/Coolfry

You will be able to select a bird and open up GPS navigation to it with Google Maps, Waze, Apple Maps, etc.

Once you have located the Bird you will scan the QR code on it to claim it for charging, which will then take it off the market so that other chargers aren't going after it.

During this capture process you will need your Bluetooth to be on so that your phone can communicate with the Bird.

What if you can't find the Bird?

Inside the app there are different action options you can choose from. These include:

  • Alarm
  • Mark Missing
  • Capture
  • Report

The Capture is what you hope to use, which would mean you found the Bird and are capturing it to be charged, which is when you will be prompted to scan the QR code.

But if you can't find the bird you first want to try the Alarm, which will sound the alarm on the scooter so that you can locate it.

The Alarm feature works via Bluetooth so you will have to be in close proximity. If this doesn't work then you may have to Mark Missing.

Link: How to capture a Bird

Charging Birds:

There are special chargers that you will need.

Bird will supply you with 3 of them for free (I've heard some accounts of people getting 4), but many people who are trying to make bank doing this look for extras, which can be found on Amazon and there is even a thread on Reddit for selling Bird chargers.

Each Bird will take 3-5 hours to charge.

Releasing Birds:

As mentioned, it is possible that you can pick up a Bird early in the day and release it before 5pm. But normally, you will be finding birds after 9pm and releasing them the next morning.

The time frame you have is 4 - 7am to drop off the scooters back into the wild.

You will be able to locate "Bird's Nests" with the app and take them there to be dropped off. These "Bird's Nests" are just locations that Bird deems good places for riders to pick them up. They could be all in all sorts of places.

To find a nest you will want to first go to "release birds" in the app...

screenshot

This will then bring up a map of nearby nests. The numbers represent the available spots left and the green circle means the nests are okay to be used. So a 3 means you can drop off a maximum of 3 Birds at that nest.

Just like finding Birds, you will be able to click on where you want to go and use GPS to get there.

screenshot

When placing a bird in a nest area, be sure NOT to:

  • Block sidewalks
  • Block private ramps
  • Block fire hydrants
  • Block disability access areas
  • Release them on uneven ground
  • Release them in a messy fashion

... So pretty much common sense stuff for the most part.

In order to officially release the birds you will have to go back into your app and select the birds to release and then take & submit a picture of the newly released birds.

Now you're done.

And here is a 1 minute video explaining the whole release process:

Link: How to Release Birds (some additional info)

Step 3: Get Paid Daily

To ensure that you get paid what you are supposed to be paid you want to make sure you meet the 7am deadline for releasing Birds and the batteries must be at least 95% full... which they will be if you just charged them the last night.

Pay rates are anywhere from $5 - $20 per scooter charge.

If you release a Bird late then you may be hit with a penalty of up to a 50% pay decrease.

You will get paid the same day if everything is done properly and this will show up in the app... and your bank account.

Understanding Different Pay Rates

You may have noticed above in the one screenshot that when you go to Find Birds they appear as different colors and different prices. This has to do with the level of difficulty.

  • Green Birds - Easiest to find and have the lowest payout.
  • Yellow Birds - Medium difficulty and have medium payout.
  • Red Birds - These are the hard-to-find, rare breads. They pay the best if you happen to catch one.
bird charger map

Image by u/Coolfry

If a Bird has been sitting around for a while without anyone picking it up to charge it then the system deems it as being a more difficult catch and increases the bounty to provide more incentive for someone to go get it, charge it, and release it back into the wild.

When people search for Birds but cannot find them they mark them as "missing" inside the app. This will drive up the price fast.

*The way this works also leads to the problem of hoarding, which I'll talk about soon.

The Market Determines The Price

Ultimately the price per scooter that you charge falls back on the chargers themselves (the people doing the charging, not the charging equipment).

If there is a lack of chargers and Bird really needs to get people to go out there and charge their scooters, they will increase the bounties as incentive. And if there are too many chargers they will decrease the bounties as low as possible.

Price will fluctuate depending on what the market will bear.

The problem, as so eloquently stated by someone on Reddit, is that "there's always some meth head looking to do it for two bucks each". This is true to some extent and unfortunately drives the prices down.

How Much Can You Realistically Make?

With videos all over Youtube of people making hundreds of dollars a night charging Birds, this may seem like a mini goldmine opportunity... but is it really?

screenshot

You have some people making bank and some that have more negative opinions of the opportunity... with one man in an interview with Inc Magazine calling it "one level up from collecting cans".

But there are lot's of real stories about people collecting 30-40 Birds a night and making some good money... enough to live off of pretty nicely.

However, there is no good number I can give for a "realistic" earnings estimate because of how easily market conditions can change and how different they already are in different cities.

Simplified Example:

In City A you have 1,000 Birds and 50 chargers. Each charger can get an average of 20 Birds to charge per night, which means about $100+/night.

In City B you have 1,000 Birds and 100 chargers. Now each charger can only get an average of 10 Birds to charge per night, which means about $50+/night.

The market determines not only the going rate of charging a Bird, but also how many you will be able to charge due to competition from other chargers.

Just like Uber, Lyft, and other independent contractor work that is similar... the earning potential in one area may differ greatly from that in another area.

And Let's Not Forget About The Expenses..

  • Driving around
  • Wasted time
  • Electricity cost
  • Cost of chargers

These are all expenses that you also have to account for.

Driving Around & Wasted Time

Sometimes you will run into competition from other chargers and won't be able to get a Bird you were going for.

Sometimes there are bad signals and Birds don't exist where the app tells you they do.

This all leads to wasted time and driving around without any payoff.

Cost of Chargers

As mentioned you will get a pack of 3 free chargers. However, a lot of people will want more than this, and there are several different options you have available.

Bird recommends that you purchase chargers from the Bird Shopify store, of course, but this will cost you $60 for a 3-pack.

You can also find chargers for cheap on Amazon, as low as about $14/charger, but you have to be careful with low quality chargers. The last thing you want is a fire.

There is also a thread on Reddit for selling Bird chargers, mentioned earlier, that you can always take a look at to see if there are any good deals in your area. Most people are selling chargers for $10 - $15 each.

*There is rumor that Bird may stop giving out free chargers and require newbies to pay.

Electricity Cost

I knew it wouldn't be expensive to charge one of these little Birds up, but the cost estimates I've seen are lower than expected.

Some estimates are that it costs about $0.25 - $0.40 to charge from 0% to 100% and there are other estimates out there that are even less.

So ya, it's cheap.

Bird Charger Hacks

There is at least one "hack" that exists where you can essentially game the system and make more money when charging Birds. However, this definitely isn't something I'd recommend. It is fraud and your account will be terminated when Bird finds out.

What I'm talking about is hoarding, which is when chargers hoard Birds so that no one else can get to them. This is done for a couple reasons...

  • Hoarders will hoard Birds to increase the bounty placed on them for charging. Then after the bounty has increased, say from a green $5 to a red $20, they charge them, release them, and get paid more than they should.
  • Hoarders will pick up Birds throughout the day even if they are not in need of charging and hoard them at their homes to charge later that night, instead of waiting until after 9pm. This way they have a bunch of Birds and don't have to run around at night with all the competition.

There are quite a few bird hoarding stories online and if you become a charger for long you will likely run into such at some point.

The "hoarding" is the only real "hack" that I know of where a charger can game the system... but definitely isn't recommended and is a big problem.

Safety Concerns

You may be thinking: what could possibly be unsafe about charging scooters?

Well, the fact that there is a lot of competition and that it mostly happens at night comes with some risk.

In fact, according to the US Department of Justice violent crime peaks at 9pm in the US.. and then slowly dissipates.

And when you are roaming the streets with eyes on your GPS you could be led into some unsafe areas. Google Maps tells usually tells you the fastest way to get somewhere, not the safest.

Then of course you have to factor in the competition and people fighting over who gets to claim a Bird (yes, it happens). Some people charge birds as an essential means of income and can get pretty aggressive... punches have been thrown.

That said, there aren't any safety concerns that can't be easily avoided. Just play by the roles and don't go down some dimly lit alley to pick up a scooter if you don't have to.

Complaints

Ghost Signals

Some chargers have reported getting "ghost" signals, which is when the app tells you there is a bird to be picked up somewhere but there is nothing there. This is a waste of time and can be frustrating.

... but it can also be a hoarding problem where people hoard the birds and hide them...

The Hoarding Problem

One of the biggest problems that exists, and one of the biggest complaints, is that of hoarding... as I already talked about.

Bird takes fraud like this serious but unfortunately it continues to happen and a few bad apples can really spoil and opportunity for everyone, as you can see in this video:

The good news is that it is easy to report these hoarders and Bird will close their accounts so that they can no longer participate in such foolery.

Account Terminated for "No Reason"

There are quite a few chargers who have had their accounts terminated for "no reason", such as this person on Reddit:

screenshot

It seems that most terminated accounts stem from people picking up Birds that have been hoarded, which then results in a flagging of their account for doing the hoarding--even though they didn't.

The good news is that Bird is aware of this problem and their support team will hear you out.

*Note: It's a good idea to take pictures or video of Birds that you suspect might be hoarded before capturing them.

Too Much Competition

Like any business, Bird doesn't want to pay chargers any more than it has to. The more chargers they have running about the more competition there is and the more people there are to work for cheap.

This is good for them but bad for chargers. 

In some areas the amount of competition can be ridiculous, especially when you have to go up against charger "cartels" that treat the charging game as a military operation.

Going After the Same Bird

It would be nice if you could "claim" a scooter on the map beforehand and have a certain amount of time to pick it up, or else it would go back up for grabs. This way there wouldn't be the problem of multiple people going after the same scooter.

Pros v Cons

Pros
  • Don't have to deal with people, unlike Uber and Lyft
  • Flexible work
  • Easy - for the most part
  • No degrees, certifications, etc. required
  • Good pay potential
Cons
  • Lots of competition
  • No guaranteed pay (because you aren't guaranteed to get any Birds)
  • Has some risk to it

Final Thoughts - Is It Worth It?

While charging for Bird can be well worth it for some people, it isn't something you should expect much with. Don't get too caught up in all the amazing success stories you will find online.

The best approach to take is to begin without much expectations and see where it takes you. 

There is an excellent article on Slate where a newbie documents his first 17 days as a charger, which is filled failed pickup attempts, frustration, decoy Birds, lots of fraud cases, and ultimately $125 over a 2 week period with about 10-15 hours of work... leading him to quit.

So it's not all amazing success stories of making big money on your own time at night. 

All the Youtube videos and articles online bragging about making tons of easy money are just increasing the competition among chargers, leading to a less individually profitable endeavor.

Now it's your turn: What do you think about charging for Bird?

I like to hear back from my readers! You can leave comments/questions below πŸ™‚

PS: While you are here, don't forget to check out how I've been making money working for myself online. It seems like this might be something you'd be interested in.

You can also check out these 70+ ways to make money from home.

Is CoinOut a Scam Cash-Back App? – REVIEWED!

You asked and we're here to answer: Is CoinOut a scam?

The answer is no... they really do pay people to upload receipts. This is awesome and all, but the next logical question to ask is: how much can you actually make? In which the unfortunate answer is: not very much.

But overall CoinOut is a nice little app for making some extra change that you otherwise wouldn't be making. In this review we'll be covering all you need to know... how the app works, how much you can realistically make, cash-out options, complaints and more.

What Is CoinOut?

  • App Name: CoinOut
  • Type: Cashback app
  • Website: CoinOut.com
  • Cost: Free
  • Ratings: High on both Google Play and App Store
CoinOut App

Overview

CoinOut is a free app that allows you to easily earn small amounts of cash-back for uploading receipts of store purchases and then cash out your new-earned money for cash or gift cards.

Some things that separate this particular app from competitors, such as Ibotta and DOSH (both on our list of top 45 apps for making money), is its simplicity and the ability to get cash-back from anywhere that gives valid receipts.

The app received a lot of media attention after being featured on the hit show Shark Tank on ABC in 2018, which led to a deal between the CoinOut's CEO, Jeffrey Witten, and one of the investment "sharks", Robert Herjavec.

Here is a brief overview of how it works, but we'll go into more detail next...

How It Works

1. Download The App for Free

The app is completely free to download and use. How the heck can they pay people money and allow the app to be used for free? I'll go over this shortly. It is available for android devices on Google Play and for IOS devices on the App Store.

After downloading the app you will enter your phone number and they will send you a password code to confirm your phone.

screenshot

That is all you have to do to get started.

*Note: Before cashing out money you will have to fill out your profile more, such as your name, email address, etc.

2. Scan Receipts (or Email Them In)

Next you will take your receipts from wherever it is that you just shopped and upload them with the app.

When you open up the app you will see a large "SCAN" button in the middle of the screen... you can't miss it.

screenshot

When you click on this things couldn't be any simpler.

The app will use your phone's camera and provide a rectangular area to take a picture of the receipt in. You are going to want to zoom in enough so that the edges of the receipt are close to the border of the frame.

screenshot

Some of the requirements for the receipt include that it is:

  • No more than 2 weeks old
  • Includes date, store, total, and items bought
  • Only 1 upload per receipt
  • No coupons, lotto tickets, barcodes or bank receipts

*Note: A lot of receipts have a bunch of promotional crap beneath the purchase information, such as coupons, etc. This doesn't need to be included in the frame.

What Types of Receipts Does CoinOut Accept?

They say that they accept all kinds and this seems to be true as long as the requirements above are met.

Grocery store receipts, sporting goods receipts, gas station receipts, clothing store receipts, restaurant receipts, etc... all seem to be fair game.

After uploading the receipt cashback will usually be credited to your account instantly. It will be labeled as "active" if it has been approved and "pending" if not.

screenshot

*It's nice that they give you cold hard cash, and don't have some confusing point system like a lot of apps do.

e-Receipts

If you make a purchase at a store and choose to have a receipt emailed to you then you can get cashback by emailing these receipts to receipts@coinout.com.

3. Online Shopping

When you shop online through the app there is no need to upload receipts.

You will be able to click on "all stores" to see all of the available sites you can shop on to earn cash back.

screenshot

This will bring up a list of the various stores and some details on the cashback offer, including how much you will get back.

screenshot

There is a long list of stores that CoinOut is partnered with here. Some of these include:

  • Walmart
  • Hotels.com
  • Target
  • The Home Depot
  • Groupon
  • Ebay
  • Macy's
  • Travelocity
  • Sam's Club
  • Overstock
  • JCPenny
  • Warby Parker
  • Kohl's
  • GameStop
  • GrubHub
  • iTunes
  • Asos
  • eBags and more...

After clicking to "shop now" within the app you will be directed to either download a store shopping app, if available, or you can just go to the website.

Your purchase will be tracked automatically and cashback will be put in your account after your purchase is approved. The time frame for this will vary depending on the store. It can take several days and you will be notified via text message when it goes through.

4. CoinOut Badges for Extra Cash

The badges section provides promotional offers, bonuses and badges.

screenshot

For example, right now they are offering me a 2x badge if I purchase something through the app as talked about above... at any store.

This will then provide me with 2x the cashback from in-store purchases for one week... not too shabby.

screenshot

You will find all sorts of promotional partner offers in this section, and these change frequently. Some other examples of what is available to me right now includes...

  • $1 cash bonus for getting a free Clearcover car insurance quote
  • $1 cash bonus for joining Zebit
  • $50 cash bonus for creating a Chime bank account with a $200 direct deposit
  • $10 cash bonus and 2x badge for creating an account with Acorns, the popular investment app
5. Cash Out

The good news is that there is no minimum to cash out. 

Even if you only have $0.06 in your account you can cash out.

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The options are PayPal, Amazon gift card and direct deposit.

PayPal is the only option with a minimum, in which you must have at least $10 to make a withdrawal.

6. Referral Program

Currently they are giving members $0.75 for every confirmed referral.

You will be able to go to the "share & earn" area inside the app to get your own unique referral link, which you can then use to get people to join.

*If you want help out this blog then you can sign up through my referral link here: https://coinout.com/referrals/new?r=HYGJXJQ. I'll get credited with $0.75 and you will get credited with the feeling of helping someone out πŸ™‚

To be honest, the referral program is a letdown. Cashback apps like Ibotta offer $5 per referral... but it's better than nothing.

Earning Potential

Don't get too excited now. If you thought this was a way to make bank then you thought wrong.

You won't be able to just upload receipts all day... there is a limit.

Receipt Limit

The receipt limit will change on an ongoing basis. You will have to login to the app to see what the limit is at any given time.

Usually this is around 6 - 7 receipts per day, which should be plenty for most people.

I'm not entirely sure what they look at when coming up with the limits.

Featured Retailers Bonuses

On the homescreen they will sometimes have badges for featured retailers where you can earn a little more than usual. 

A Realistic Look at How Much You Can Earn

It seems that there is no "normal" rate. I've personally been earning $0.06 per receipt and have heard of others earning the same... as well as some earning $0.07 - $0.10. However, there are a lot of people complaining about only earning $0.01 - $0.02 per receipt.

Does the going rate change? Does it depend on where you live?... where the receipt is from, etc.?

We don't know. They don't offer an explanation for this but it does seem that if you upload more than 1 receipt per day the reward amount will decrease as you go.

If you earn $0.06 per receipt...

 Let's say that you are earning $0.06 per receipt. Now if you upload 7 in one day that equals $0.42. And if you upload 7 per day for the whole week that will equal $2.94.

Now let's say that you have a 2x badge... this would mean you can earn close to $6 per week.

There are other bonuses too, such as the promotional offers under the badges section. But you won't always find something you are interested in here.

This is pretty much a best-case scenario however. It seems that most people using this app are earning $10 - $20 every 6 months or so. The numbers will vary greatly so unfortunately there is no good earning estimate I can give.

CoinOut Hacks

Unfortunately for those looking to hack the system, it doesn't seem there is any easy way to do so.

When you upload the same receipt more than once your account may be credited with money for a short period of time, but it will likely be labeled "pending", and will soon be canceled.

As a little trick I scanned a picture of my keyboard. This resulted in a quick +$0.06, which was soon taken back out...

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There is no information as to what exactly the app looks at with receipts.

Does it look at the receipt number and the items bought? And then validate them with the store?

If it doesn't then it may be possible to fudge some numbers on the receipt to make it appear as if it is a new one, but this might not be worth it because if they find out they do hold the power to close your account.

The only real hacks are to play by the roles. Try to earn badges and max out your daily allowed receipts each day.

User Ratings/Complaints

There are a few complaints we'll go over, but overall the app has very good ratings. 

On Google Play there are over 11k ratings with an average of over 4 out of 5 stars. And on the App Store there are over 37k ratings with an average of over 4.5 out of 5 stars... pretty darn impressive.

But there are several complaints worth mentioning, which include:

Low Pay

As mentioned, sometimes you will only get as much as $0.01 for a receipt, which isn't really worth it. The only reason for using this app is the hopes that you will get more than that.

But we don't really know why the payouts can be this low sometimes.

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Some people claim that after using the app for a while it happens, such as this person claiming that you will only earn about a penny for each receipt after the first week...

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Photo Capture Issues

What do you do if you went on a shopping spree and the receipt is longer than the scan window?

Well, this seems to be a problem that there isn't any good answer for since they want to see all of the listed items on a receipt. 

The good news is that most receipts will fit... assuming you aren't a shopaholic.

Concerns

Is CoinOut a Scam?

CoinOut is not a scam, far from it.

They do pay their members and are a well respected app.

As mentioned earlier, they even have the famous investor from Shark Tank, Robert Herjavec, investing in the app.

The app makes its money from partnership promotional deals and affiliate partnerships. For example, when they get someone to shop at one of their featured stores, they get a kickback from the purchase total. This is how most cashback apps work.

Is CoinOut Safe?

Yes, about as safe as an app like this can be.

Your money that you earn within your account is even insured by the FDIC up to $250,000... not that you will even come remotely close to earning anywhere near this amount however.

Pros v Cons

Pros
  • Very simple to use (a caveman could do it!)
  • Can upload receipts from anywhere
  • No point system, just cash
  • No minimum cash-out amount
  • Direct deposit available (it's rare that apps like this offer such an option)
  • FDIC insured account
Cons
  • Very low pay
  • Receipt scanning difficulty at times
  • No explanation as to how much you will earn per receipt

Final Thoughts - Worth a Try?

Overall I think that CoinOut is a nice little app that deserves it's place on many people's phones.

It won't earn you as much as apps like Ibotta do per cashback offer, but the upside to CoinOut is that you can upload ANY receipt, which is something no one else is really allowing.

Just don't expect too much. If you use the app remind yourself that, although not much, you are basically earning free money.

> Get The CoinOut App Here - Start Earning Cash to Upload Receipts! <


You can also check out our list of 45 apps for making money if you are looking for some other options--or RebateKey, which is an awesome website for huge discount shopping that most people don't know about.

Also, don't forget to take a peek at how I make a living working online--if passive online income is something that is of interest to you.

Now it's your turn: What do you think about CoinOut?

Leave your comments/questions below. I like to hear back from my readers πŸ™‚

Dobot App Review – Scam or Savings Made Easy?

The Dobot App helps you save money, even if you aren't good at saving money.

But how does it work?.. is it safe to use?.. and is it possibly a scam?

In this Dobot App review I'll be going over all you need to know about it... or at least all that I can think of anyone would need to know... such as how it works, the company behind it, how it saves you money, safety concerns and more.

What Is Dobot?

  • App Name: Dobot
  • Type: Savings app
  • Availability: For Android and IOS devices
  • Cost: Free
  • Any Good?: Yes
  • Join Bonus?: Yes - $5 bonus if you Join Here
dobot

Dobot is a free FDIC-insured savings app that makes saving money easy and hands-free. It is easy to use, safe, and can be well worth the download if you are the type of person that just can't seem to save money for the life of you.

There are multiple ways that it saves money for you, but the most notable is its algorithm that autonomously scans your bank account and saves money that is 'extra' and not needed. Basically it pulls money out of your bank account in a way that you won't even realize it's missing.

Dobot is owned by Fifth Third Bank, a FDIC insured bank that has a weird name due to the result of a 1908 merger between two banks, Fifth National Bank and The Third National Bank... not that it really matters, but it's nice to know an established bank is behind the app.

It is available for both Android and IOS devices, but only for US residents with a US bank account.

Who Is Dobot Best For?

Anyone really. But in particular this app would be good for those who might have trouble saving and are looking for a simple solution... and for people who trust apps with their money.

It doesn't matter whether you are saving for a funeral or a dream vacation, Dobot helps save... period. You will be able to create savings goals and set up your own parameters for how much you want to save and by when.

Is Dobot a Scam?

No, Dobot is a legit app and is in no way, shape, or form a scam.

This may seem like an unusual question but it does get asked. 

How It Works: Inside the App

The app is free to download and available on both Google Play for Android devices and on the App Store for IOS devices.

After installing it you will have to create an account, which consists of the normal process of entering your email address and creating a password.

You will then have to enter your phone number and will be sent a verification code... and that's it at this point. Now you are allowed inside and will be prompted to create your first savings goal, but we'll get to this in a minute.

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Connecting Your Bank Account

One of the first things you are going to have to do is connect your bank account to the app. This is a very simple and straightforward process.

When you first open up the app you will be guided through the process of creating goals and linking your account, but if you skip this part then you can simply go into your Account within the app, scroll down and under Bank Settings you will see the needed option.

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Remember, you will need to have a US bank account.

If you have an account with any well-known bank then you should be good to go. They support over 10,000 financial institutions nationwide and are continuing to add connections.

You will link your bank account by logging in through the app.

I'll talk about safety concerns in a bit!

The 3 Ways to Save

If you open the app and go into your Account you will see a section aptly titled "Ways to Save", which will provide 2 of the options (more on the third option shortly).

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1) Smart Savings

"Dobot Smart Savings" is what I mentioned briefly above. This is the savings feature that works autonomously. There are no manual adjustments here. It can only be turned on or off.

With the algorithm the developers have created, Dobot scans your bank account and finds money that is safe to withdrawal into your Dobot savings, which it calls "safe savings" amounts.

The algorithm takes into account your spending habits and the amount of money available to determine what is safe to withdrawal. So the amount will vary, but according to the FAQ's page it is generally from $5 - $25 and two times a week, Monday and Thursday.

What if there is an overdraft?

The algorithm is pretty good and most people don't even notice the money coming out of their account and being saved, but there is a chance an overdraft could happen.

The good news is that you can contact Dobot for them to refund whatever charges this may incur.

2) Scheduled Savings

Scheduled Savings is a completely manual savings feature in which you will be able to schedule regular amounts to be taken out of your bank account and deposited into your savings.

You get to decide what is "safe" to save in this area. So if you feel that you can save more money than the apps Smart Savings feature is saving you, you can go right ahead and do this.

But of course if you do this and cause an overdraft it will be completely your fault and Dobot will not reimburse any fees.

3) Save On Your Own

This is another manual way to save money and there are 3 ways to go about it.

1: Add Money to a Savings Goal - Once you have created a savings goal (I'll be going over this next) you will be able to "Add Money" at any time by opening the app, selecting your savings goal, and clicking on the button shown below...

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2: Text Dobot - Another way to add savings at any time is to text "Save" and a number amount to the Dobot number, which you will have because you will receive a text from them after creating your account.

Example: You can text "Save 30" to have $30 automatically pulled into your Dobot savings.

3: Transfer Money to Dobot - You can also transfer money to your Dobot general savings account that isn't specific to any savings goals.

To do this you will want to click on your total savings amount in the upper left of the screen..

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Then click on the "Move Money" button shown here...

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And now you will see where you can click to make a transfer...

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Setting Savings Goals

In the app you will be able to set savings goals for whatever you want to save for.

The process is simple and allows you to keep on track with your savings and stay motivated to meet your goals.

Once you open the app for the first time and set your account you will immediately be guided through the process of making your first financial goal (which you can skip if you want).

*Note: You can use the app without making any specific savings goals. You will still have your general Dobot savings account.

First: You will start by naming your goal. I decided to create a savings fund for "emergencies".

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Second: Then you enter the amount you are looking to save. $100k is my goal, which I might be shooting too high with.

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Third: Set the date you want to achieve it by.

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Fourth: And then set a photo to "visualize your goal for inspiration". I went with a photo I took of crocodiles in Thailand... reminding me that situations that might call for an emergency fund are everywhere.

This is a nice little feature of the app that may seem pointless, but I'm a fan. A little visualization can help keep you motivated.

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And that's that. You will be able to see an overview of your fund, such as how long it will take to meet your goals based on an average weekly savings amount, how much money you have saved so far, and so on...

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You will also be able to create additional savings goals at anytime.

Withdrawing Money

Those are all the ways to bring money into your Dobot account, but what if you want to take some out?

Maybe you added more savings than you can afford or maybe an unexpected situation came up and you need your money.

The good news is that there no withdrawal fees and you can take money out at anytime. 

  1. You can text "Withdrawal 100" to withdrawal $100 (or any amount).
  2. or, You can open up the app and make a withdrawal at any time.

To withdrawal money you will want to click on that "Move Money" button that we just talked about above and this will also bring up the Withdrawal option.

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When you withdrawal money the processing time is faster than when you add money. Instead of taking 2-3 business days you should be able to get your money the next day as long as you request before 3pm Pacific Time.

Text Commands

The text commands are a nice feature. You will be able to text certain commands to Dobot to receive information and move money around, some of which I already went over. These include:

  • 'Activity' to get texted your 3 most recent transactions
  •  'Savings' to get a text of your balance
  • 'Save 10' to save $10 (or you can text any amount)
  • 'Tip' to get texts with helpful financial insights
  • ' Joke' if you are bored or need a funny pick-me-up
  • 'Withdrawal 10' if you want to withdrawal $10 (or any amount)

You may be wondering what's the point of all this if you can easily login to the app on your phone.

One good example would be if you are somewhere where you don't trust the WiFi network and want to avoid logging into your account.

Alerts

You will receive a text from Dobot every Friday outlining your week's saving as well as a monthly email breaking down everything that happened over the month.

Additionally, you can text "savings" to Dobot at any time to get your account balance (mentioned above), which you can also see at any time by just opening the app.

Referral Program

If you go into your Account and scroll down to Profile Settings you will see a tab to 'Invite Friends'. You can click on this to get your own unique referral code.

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You can share this code via email, text, WhatsApp, Facebook... it doesn't matter how you share it... when you get someone to join through you with your referral code/link you both will get $5.

So this is good for both parties, because if the person joins without a referral code/link they don't get any free money.

PS: If you want to support me and my website you can join through my referral link here to get your free $5: https://www.thedobotapp.com/r/qx11qb

How Much Money Can Dobot Save You?

This will vary depending on the size of your bank account and your spending habits.

As mentioned, the Smart Savings feature will usually pull anywhere from $5 - $25 into your savings account twice a week, but this is just a very general range of numbers and it can be more or less.

For the sake of convenience, let's say that the Smart Savings brings in $25 two times a week. This will equal about $200/mo and about $2,400/yr.

But then you have the manual options which are completely up to you.

And... let's not forget the goal setting feature, the simplicity of using this app, and how convenient it is... all of which can help you save more money than if you weren't using a savings app like this.

So how much can you save with Dobot? Well, this is up to you.

Safety Concerns

Trusting an app with your money is always a concern... especially because there are so many poor quality apps out there.

The good news, as I mentioned earlier, is that this app is owned by Fifth Third Bank, which is a legitimate and very large financial institution (maybe not 'good news' to everyone).

When you save money on the app your money is actually being saved in an account with Fifth Third Bank. It is insured by the FDIC just like any other US bank account.

But What If Someone Hacks The App?

There is also a concern with connecting the app to your bank account, but this also isn't the serious concern it may seem to be.

Not only is your personal data encrypted, but Dobot does not store your bank login details. When you initially login to your bank this is only to establish the connection. The login information is not stored.

What if you lose your phone?

If you lose your phone and someone else gets ahold of it, they will first have to be able to login to the app, in which they would either need your password or fingerprint.

This is unlikely but let's say that it does happen. At this point there will still be nothing that a hacker can do. They can only transfer money in between Dobot and your bank, which won't cause any loss and can easily be undone.

Dobot has taken all the necessary measures to ensure user safety with this app. There is always some risk involved, but overall things look good here.

The Downsides

A completely free app that helps save you money and is as safe as PayPal... what's the catch?

Yes, there is always a catch. Dobot has to make money somehow, right?

#1 - No Interest

The downside is that you will not earn interest on your Dobot savings. So while it can be a great app for saving money, if you are saving massive amounts of money that could earn some nice interest elsewhere, it may be better to go elsewhere.

#2 - No 'Smart Savings' Adjustments

With the Smart Savings feature you can only turn it On or Off. It would be nice if there were a few different settings, such as being able to set it between "Aggressive", "Moderate", and "Conservative" depending on how much money you want it to try to take out.

Pros v Cons

Pros
  • Very simple & easy to use
  • Makes saving money mindless
  • Does a good job at scanning for money to withdrawal from bank and save (good algorithm)
  • FDIC insured, which is a must - and safe in other areas
  • Referral program
  • Fingerprint unlock capable
Cons
  • No interest 
  • Not much to the app (could be seen as a pro or con)
  • The Smart Savings feature has no adjustments

Dobot vs Alternative Savings Apps

There are a handful of good savings apps out there. Digit is one of the most popular and most comparable to Dobot.

Digit also has an automomous savings feature but it is hard to say which is better. They both do a good job.

Dobot is more simple and there is less to it... and one of the reasons some Digit users are switching to this app is because Digit now charges a monthly fee of $2.99 after the free trial, which they didn't used to do.

However, one upside Digit has over Dobot is the annual 1% savings bonus they pay out, which could be looked at as interest in a way. But this still will likely not make up for their monthly fee.

Tip Yourself and Qapital are other alternatives but these apps don't have smart algorithms that automatically take safe amounts of money out of your account and place it in savings, so they are incomparable on this level.

Acorns is an investment app that is somewhat similar and has really good ratings. What it does is skims credit/debit card transactions to the next highest dollar amount and invests the money for you. It's a lot different but still somewhat of an alternative. This app was included in our list of 45 money making apps.

Conclusion - Worth Downloading or Not?

It's simple to use, does a great job at what it's supposed to do, is 100% free... the only real downsides in my opinion are that you won't be earning any interest and there aren't any adjustments available for the Smart Savings feature. But all-in-all I think it can absolutely be worth the download. It all depends on your situation.

If you are looking for a simple and effective way to save that is free, then give it a try and join through this link to get a free $5 in your account. If you don't like it then you can just delete it... no money lost.

I hope you found this review helpful. Please leave any comments/ questions below. I like to hear back from my readers πŸ™‚

PS: Don't forget to check out how I make a living working for myself online if making money on your own terms sounds like something you'd like.

Is ProTypers Legit & How Much Can You Make? – Don’t Get Too Excited

Is Protypers even worth your time and energy? Is Protypers legit? Or is this just going to be another waste-of-time scam that will end up leaving you disappointed at the end of the day?

On the website they claim it's the perfect job for stay at home moms, parents that need extra income, students and people in between jobs, and so on... but is it really? And can you really earn up to $250/mo like they say you can?

In this review I'll be going over all you need to know--what exactly Protypers is and what you will be doing if you join, how much money you can REALISTICALLY make, complaints and more.

Enjoy...

What Is Protypers?

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  • Name: Protypers
  • Website: protypers.com
  • Best for: People who want to earn very little money for their time
  • Recommended?: No

Overview

After seeing the name you may think that ProTypers has to do with freelance writing of some kind, but you would be wrong to think that. ProTypers is a data entry service that works on converting images to text, which is something that AI still can't do. 

On the website they talk about helping out with neural network developers that work to help the visually impaired, but if you join you will soon find out that it's all about solving what are called CAPTCHAs.

CAPTCHAs are those little things that you will sometimes see on websites which verify you are a real person and not a robot. They often consist of some sort of distorted text that you have to enter into a box.

captcha

The purpose is to deter spam... so that spammers can't have robots flood forums over and over again.

Eventually AI (artificial intelligence) will likely be able to solve these... which means people will no longer be needed to solve them and they will be useless... since they will no longer distinguish humans from machines.

Company Background

Protypers is actually a conglomerate of data entry specialists, which also includes the website Megatypers. If you've ever come across Megatypers you probably could figure this out due to their identical layout...

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*The only difference on their homepage is a few word changes for the most part.

As for information on the company, there isn't much to say. They are not registered with the BBB or anything like that and after looking more into the website (domain) itself I came up short.

As you can see, much of the company information is hidden for privacy reasons...

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Source: ScamAdviser

The website was created back in 2011, making it pretty old and established... a good sign but I wish I could find out more.

Is Protypers a Scam?

I don't have any hard proof that Protypers is a scam, HOWEVER, I do have some serious concerns and will not really be recommending this opportunity to my readers, although I can see why some people are doing this.

Besides this being a horrible earning opportunity, you likely are helping to creating an opportunity for spammers to spam even more... which might be confusing because CAPTCHAs are supposed to deter spam in the first place, but you will see what I mean in a bit.

How Protypers Works

Signup Process

The first step is obviously to signup, which is free to do and pretty simple.

All you have to do is provide your email address, create a password, provide your name, choose how you want to get paid and that is that...

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You will then receive a confirmation link via email that you will have to click to activate your account.

Doing The Work

This is pretty straightforward. When you go to the "Start Working" tab you will be given a captcha to solve... and this is what it's all about.

After logging into your account you will see something like this. If on a desktop computer, you will see all of the available menu options on the left...

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In the screenshot above I went to the "Start Working" tab and as you can see I was given a captcha to solve.

There will be a timer running above the captcha. You will have to enter it within that time period, which will be 15 seconds. And if not, you will be given this message:

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*Note: If you have slow internet connection then you are pretty much screwed. I've tried this in a coffee shop with poor WIFI and because of this the countdown timer was at around only 4 seconds left after it was finally done loading the captcha... which means I had no chance of completing it.

Boostpacks - You can buy what are called "boostpacks" which allow you to solve more captchas faster... and earn more. You can also enable auto-boostpacks which means you will constantly be buying boostpacks once one runs out.

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Why do you need boostpacks? 

The reason is because they ensure you will get captchas to solve. There are only so many captchas available at any given time, and when there are a lot of users on ProTyper solving captchas, you might have some trouble getting them... which is why you may want to consider boostpacks.

The cost of these will vary depending on the market.

*You will pay for these with your Protypers balance. So you will need to already have a balance to start buying them.

Smart Captchas - If you go into the Profile and Payments tab you will be able to enable what are called "smart captchas", which are captchas that make sense, rather than just a bunch of random letters. Enabling this feature is definitely recommended for anyone who speaks decent English because it will allow you to solve captchas much faster and without so much difficulty.

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Puzzle Captchas - Google uses these a lot. Usually they are some image that is divided into squares and you have to choose squares that contain certain elements, such as cars, storefronts, etc. These pay better than normal captchas.

The "Typer Solver" Program - This is a desktop application that Protypers provides that you can download to get more captchas to solve faster and to get more higher paying ones, such as the Smart Captchas and Puzzle Captchas mentioned above.

You can download this and use it without logging into the website to solve captchas as you normally would. And if you do use this, you will earn 150% extra for the smart captchas and puzzle captchas that you solve.

The payments will stay the same no matter which you use. Using the TyperSolver will add to your normal balance.

TyperDraw - If you go to the Lottery tab over on the left-had side of the page (if on a desktop computer) you will see what is called "TyperDraw", which is a little lottery they hold. 

You will be able to buy tickets and have the potential to win small amounts of money. As you can see below in this example, the ticket for this draw costs $0.09 and the prize is $16.

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Getting Paid

You will accumulate what are called "TyperCredits" and "TyperPoints". This is there own little digital currency system.

TyperPoints - In order to get paid you will need at least 50 TyperPoints--and in order to earn 1 TyperPoint you will need to solve at least 500 captchas per day.

Each TyperPoint is worth just $0.01.

TyperCredits - These are worth the same amount as real dollars. 1 TyperCredit = $1. When they are in your account they are TyperCredits, but when you cash-out of course you get real money.

The withdrawal options available are PayPal, Western Union, Perfect Money, WebMoney, and even Bitcoin and Litecoin. However, this might vary depending on where you live, because the only options I had available to me were

  • Bitcoin - Transaction fee fluctuates
  • Western Union - Need a $100 minimum balance before you can withdrawal - 14-20% fee
  • PayPal - Need $3 minimum to withdrawal and there will be a 2-10% fee

They also state that they pay via Debit cards, bank checks and others, but I guess this might depend on your location because not all of these options were available to me.

PayPal is by far the best option if it is available to you. You will be able to cash out without much money and the fee is usually low. Bitcoin is good too, if you are into this sort of thing.

I know that if your payment option is PayPal you will be able to get paid every Monday. I'm not sure if this is the same for other payment options though.

How much money can you realistically make?

The pay rates per 1000 captchas that you solve are shown in this table...

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They range from $0.50 - $0.70 per 1000 images.

Each hour of the day the rate will change. Above you can see that there are 24 different boxes, each one assigned to a different hour of a 24 hour period. This was confusing to me at first, but it makes sense now.

I imagine the rates are higher when there are less people working... because they need to incentivize people more to solve captchas for them.

Sorry to Disappoint, But the Pay Is Horrifically Low

Let's do the math and break this down so you can get a realistic look at how much you can actually make here.

Let's say that you enable 'auto-boostpacks' so that as you are working you are constantly running on a boostpack. This means you will be able to solve "up to 800 images per hour"

If you are solving 800 captchas per hour, this means you you are solving about 13 a minute!... which means you are solving a captcha nearly every 4 seconds!

Ya, they don't require you to have any special skills, but if you want to maximize the potential here you are going to need to be a fast typer.

But anyways... doing 800 captchas per hour means you are working at an absolutely ridiculous pace... you are working at lightspeed, and will need an equally fast internet connection for this to even be possible (unless you have downloaded TyperSolver).

And how much will you make from this insane amount of captcha solving... well... the max payout per 1,000 captchas is $0.70 and if you do only 800 that means you will make only $0.58.

$0.58 per hour of work... pretty darn crappy. Some might call it slavery. 

Even if you are using TyperSolver (the downloadable software) and getting paid "up to 150% extra" you will still be hardly making anything... much less than minimum wage in any state in the USA anyhow.

Recap:

  • A boostpack will give you up to 800 captchas per hour
  • Doing 800 captchas in one hour means:
    • You are doing about 13 captchas per minute
    • That's about 1 every 4 seconds
  • The highest pay rate is $0.70 per 1,000 captchas
  • If you do 800 in an hour you will get paid $0.58
  • Even with the extra bonus you get for using their TyperSpeed program it will still hardly be anything

No, this is not a joke. This is literally the minuscule amount of money this place is paying people.

Can you really make an extra $250/mo?

Sometimes I wonder if this was some sort of sick joke they made to laugh at everyone who even attempts to make this amount.

A month is 31 days so on average you would have to make about $8.06 per day, if you are working every day.

In order to make $8.06 per day you would have to... well... you get the point. 

It would be more than a full-time job if you actually try to make this much per month... ridiculous.

Complaints/Concerns

#1 - No Company Info

The lack of company information available is obviously a big concern.

Who is running this website? We don't know.
Where are they located? We don't know.
Can you trust them? We don't know.

#2 - No SSL Certificate

According to ScamAdviser this website does not have a SSL certificate. 

Why is this important? Well, because a SSL certificate ensures that information sent across the internet is encrypted, keeping your information safe.

Every big website out there is SSL protected... even my website that you are on now has a SSL certificate... so it's a bit concerning that a place like protypers.com does not have one.

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During the registration process when I was entering my information to sign up I noticed this in the URL box of my Chrome browser...

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This is when the SSL certificate would be the most important... because it was the registration page where I was entering information.

#3 - No Privacy Policy or T&C Pages

While I don't know where exactly this website is being run from, I can pretty much guarantee it isn't from the US, UK, and other trusted nations.

The reason is because they don't even have a Privacy Policy, a Terms & Conditions page, or anything like this.

Privacy Policies let users know what will happen with data that is collected from them. We don't know what will happen here, so I guess we should assume the worst... which is that Protypers is selling your data (personal info like email address, etc.) to other companies for money. But I have no proof of this.

#4 - A Misrepresented Opportunity

Can you really make up to $250 a month with Protyper like they claim their top-earners do? 

Well, I suppose you could as explained above, but making it to this point means you are going to have to dedicate your life to working on solving captchas. It will be the most mind-numbing experience ever and will likely drive you crazy.

#5 - Account Suspension 

If you aren't fast enough to solve the captchas they will not have any mercy on you. 

As you can see, this error message that will appear from being too slow states that "multiple kickouts will result in an eventual ban"...

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I think they give you 10 chances or so.

But I don't get why this is. Why do they care how long it takes you to solve a captcha? They should only care about accuracy. Speed is something that the worker can worry about.

They will also ban your account if you enter too many wrong captchas... and you will definitely be entering incorrect captchas at times. After all, it is natural to make mistakes when you are entering 1000's of these things over and over again.

#6 - Malware and Virus Concerns

The TyperSolver program is available for download but can you really trust this place enough to start downloading software from them onto your computer?

When you do this you will be basically giving them access inside your computer... and if they wanted to plant a virus or malware they easily could.

Without knowing anything about who is running this company, where it is located, etc... I definitely don't trust them enough to start downloading things.

#7 - Your Probably Helping Out Spammers

This type of thing has been mentioned in articles published in The New York Times and other sites like Technology Review.

Sites like this are more than likely benefiting spammers that are out there and helping to increase spam... which captchas were created to stop in the first place.

Most people targeted for this low-cost labor come from areas of southeast Asia.

Pros v Cons

Pros

  • Can work from anywhere
  • Flexible - can work whenever
  • Good payment options
  • Super easy work
  • No requirements to start working

Cons

  • Extremely low pay
  • Boring, mind-numbing type of job
  • Company lacks transparency & can't be fully trusted
  • No Privacy Policy or Terms & Conditions page

Conclusion - Worth Joining or Not?

There are a lot of problems I have with ProTypers and many concerns as well, but the big question is whether or not they pay--and the answer is that they do.

If you are looking to make money online, of course it is always best to look for a transparent and trustworthy opportunity, but in the end it's all about getting paid and this place does pay people as they are supposed to... although hardly anything.

Who ProTypers Is Best For

Not many people that's for sure. The incredibly low amounts of pay that you will get from working here is not a practical way for most people to spend their time.

However, in certain parts of the world it still might be an option worth considering. For example, in one article I read it mentioned that farmers in certain areas of India who work to solve captchas do so because they make only $2 per day farming, which makes solving captchas slightly more profitable.

Alternative Options to Make Money Online

There are many ways to make money online, and solving captchas is one of the worst I have ever come across... maybe the worst.

If you want some better options then I highly suggest taking a look at my top income ideas or jump straight to this program I use which I recommend above all else.

Let me know in the comment section what you think about ProTypers and be sure to leave any questions if you have any πŸ™‚

Is SlideJoy App a Scam or Easy Money Unlocking Your Phone? – Review

The SlideJoy app has been featured in the Wall Street Journal, on TODAY, CNBC, etc... so it must be pretty good right? It is promoted as a super easy way to earn $5/mo by doing practically nothing.

But is it really that great, or is SlideJoy app a scam that is just going to be a waste of time for mere pennies?

In this review I'll be giving you a breakdown of what exactly this app is, how it works, how much money you can realistically make, complaints and more.

After reading you will know whether or not this is something you want to get involved with.

Enjoy...

What Is SlideJoy?

  • Name: SlideJoy
  • Type: Extra cash app
  • Cost: Free 
  • Earning Potential: Low
  • Legit?: Yes
  • Recommended?: Not really (but maybe for some)
SlideJoy App

Overview

SlideJoy, in a nutshell, is an app available for android devices that allows users to earn money by viewing ads on the lockscreen of their phone... which they can then cash-out via PayPal or even donate the money they've made to charity.

Upon first impression everything looks pretty good. It has tens of thousands of ratings on Google Play with an overall rating of over 4 out of 5 stars...

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... and as mentioned, it has been featured by many different media outlets including the Wall Street Journal, CNBC, TODAY, CNET, Business Insider and more.

On a more negative and concerning note... their Twitter account hasn't been active since 2016 and their main Facebook page no longer exists.

Background Info

The company name is SlideJoy Inc. and they were founded in 2014 by the parent company Buzzvil Co., Ltd., which is a mobile advertising company.

They are located in New York and are not BBB accredited, but do have an A+ rating, not that it means all that much...

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You can also see above that their contact number is (917) 836-2426. The reason I point this out is because on the official website (www.getslidejoy.com) they don't provide any contact information that I can see. So if you do need to get in contact with them this is one option.

How The App Works

How it works is the app will show you ads/promotions on the lockscreen of your phone and you will get paid for viewing them. But you don't get paid in cold hard cash right away. You earn system points, which they call "carats", that are later redeemable for real money and gift cards.

  • You get paid to see news and promotions on your lockscreen
  • You are credited with "carats" the next day
  • You can redeem these "carats" for cash and gift cards

How Is This Possible?

It may seem a bit strange and even like a scam if you aren't familiar with how it all works.

This is nothing more than good ol' fashion advertising in an innovative new way.

SlideJoy is an advertising platform. They get paid by advertisers to show ads and this is how they make their money--passing a small portion along to users of their app who are the ones viewing the ads.

Think of it this way: You are renting out advertising space on your phone and SlideJoy is the middleman that provides the platform for advertisers to reach your lockscreen.

Types of Ads Shown

The types of ads you might see can be all sorts of things. Maybe you will see an ad/promotion for a new car, a new promotion McDonald's has going on, some clothing, a news story of some kind, political announcements, etc. 

They have "hyper targeting" first-party data that allows advertisers to show their ads to certain groups of people based on demographics, content browsing behavior, location, what kind of device they are using, and more.

This is good for both parties... because if I'm not into politics I don't want to be shown political news... and I won't be (once they get to know my behavior enough anyhow).

Their algorithm will learn your behavior. So you might be shown some ads you are completely uninterested in at first, but over time it will improve.

A Win/Win Situation?

Is SideJoy a win/win for both sides?

The promotions are displayed on your lockscreen. So what are you really missing out on? Not much.

I guess what it all comes down to is whether or not the money you will make with this is worth the extra bit of what some might call annoying ads on your lockscreen.

*I'll get into how much you can realistically make in a second.

Setup Process

Step 1) Get The App

The first step is to download the app of course, which is free to do on Google Play.

After downloading you will be able to signup with Facebook, Email or you have the option to "use without signup"--but I have no idea why you would use it without signing up... because I don't think you can get paid this way (maybe just to test it out I guess).

Step 2) Set Payment Options

After creating your account you will have the option to choose "Hero Mode" or "Normal Mode". 

  • Hero Mode - If you select this mode your earnings will automatically be donated to charity every month.
  • Normal Mode - This is the default mode and allows you to withdrawal your earnings to PayPal, buy gift cards, or donate to charity. Here you have control over your earnings.
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After choosing your account type you are good to go. You don't have to setup your payment option right away, which may include PayPal depending on where you live in the world.

A Look Inside The App

The Lockscreen

On the lockscreen of your phone SlideJoy will display ads and you will have 4 options and the way you go about choosing these different options is by swiping a different direction... up, down, left, or right.

Option 1: Swipe Up

Swiping up will bring up new content. So if you don't care for the ad/promotion you see, but want to see what else there is, you can swipe up.

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Option 2: Swipe Down

Swiping down will simply take you back to the previous content. So if you swiped up to go to the next content, but regret your decision and decide you are actually interested in the first content, you can swipe down.

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Option 3: Swipe Left

Swiping left will take you to the ad/promotion. If you are interested in learning more about the content you see, this is what you want to do.

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Option 4: Swipe Down

This is what you do if you aren't interested and just want to get into your phone. It will take you to the main homepage of your device.

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Opening Up The App

When you open up the app you will have 3 main menu options (Account, Exchange, & Feed) and you will also see a notifications and settings icon in the upper right corner.

Account

In your account area you will be able to see what mode you are in (normal or hero), the total number of carats you have, and the carats that are redeemable right at that exact moment.

The total carats are those that are redeemable now and those that will be next month... while the 'redeemable now' ones are obviously only those that you can redeem right then.

*There is a 1 month wait period between when you earn carats and when they can be redeemed.

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Exchange

If you go to the Exchange tab you will be able to see your options for redeeming your carats. These options will vary depending on where you are located.

Right now as I am writing this for some reason all I have available is to redeem for Visa USD, which is all I really need, but I'm wondering where the PayPal option went.

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Feed

The Feed area is where you can get your referral link if you want to make some money referring others to join and where you can see the leaderboard of all the top earners...

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Rewards

As mentioned above, my only option for withdrawing money at the moment is Visa.

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PayPal and gift cards may be a choice for some, but for some reason they are not for me right now.

*PayPal is currently disabled. This appears to be temporary.

That said, if you do have PayPal as an option it is probably your best choice because you can withdrawal funds with as little as $2.

When you click on one of your withdrawal options you will be given more details. I clicked on my Visa USD option and as you can see I need a minimum of 5,250 carats to redeem for this and it is only $5...

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*Note: This Visa prepaid  card is only valid for 7 months... what a bunch of crap! Something like this shouldn't expire.

How Much Can You Realistically Make?

This app is often promoted as a simple way to earn an extra $5 a month. No one is claiming that you are going to be earning absurd amounts of money... but is even earning $5 in a month's time realistic?

Well, yes. You can definitely earn $5 a month and there are people that do, but generally speaking it seems that the average is less than that.

I would say anywhere from $1-5/mo is more realistic.

If you read some older reviews you might see that they say you can earn up to $10/mo... but this is no longer realistic. Unfortunately the earning potential has dropped and SlideJoy doesn't pay out as much as it once did.

1000 carats = approx. $1 and apparently they used to be worth more than this, as I'll go over in the complaint section.

How Much Will You Make Per Ad?

Is there any way to estimate your earnings? If you unlock your phone 50 times a day, how much will that earn you?

Well, unfortunately there is no good explanation offered on this.

I imagine that different types of promotions/ads will pay out different amounts and it will also vary with advertising demand for your demographics, location and so on. This is how it works with any good advertising platform.

So for example, if you live in India you likely won't make as much as someone in the US, due to their not being the same advertising demand.

But again... there is no good explanation offered on all of this.

Will You Make More By Viewing Ads?

If you think you can just click the ads every time to make more money then you are thinking wrong... although I thought this would be the case when I first came across this app too.

In order to prevent people from clicking every ad imaginable just to make money, they pay equal amounts regardless of you swiping left (to view the content) or right (to unlock your phone and dismiss the ad).

Additional Earnerers

1) Referral Program

If you have a big social media following or a website that receives a lot of traffic related to making money and whatnot then the referral program is going to likely be the best option for you to make money with this app.

Like most apps, you are provided with your own unique referral link that you can share to refer others to join and make money doing so. 

You will be able to earn 20% of what your referrals earn in the first month... which isn't that great but if you are able to refer boatloads of people it could add up.

2) Paid Surveys

Paid surveys are also available within the app. This is a more recent addition. The surveys you have available, whether or not you have surveys at all, and how much they pay will vary depending on location.

If you are familiar with survey sites like Opinion Outpost, Swagbucks, etc. then you know how things work... not really worth the time. But it is another option.

Drawbacks/Complaints

1. Slower Phone

While most people likely won't notice any difference, you may be see your phone being a little sluggish at times when this app is running.

Some people even claim that it causes their phone to freeze

2. Battery Life

The last thing you want is to be charging your phone a bunch just to make the little money that is possible from this app.

Unfortunately, as with any app that runs automatically like this one, it is going to affect battery life, although not much.

This then brings up the question... is it really worth it for such little pay?

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3. Long Wait for Withdrawals

After getting credited with carats you will have to wait 30 days until they can be withdrawn, which is pretty ridiculous in my opinion.

4. Not as Good as It Used to Be

One type of complaint I've seen several of is this kind...

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... which claims the app used to provide better earning potential.

I never used this app years ago, so I can't personally confirm this, but it seems to happen with a lot of apps like this so I imagine it could be true.

Upon digging around more I found an older review that claims 100 carats used to be equal to $1... which is 10x what they are worth now (now 1,000 carats = $1).

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5. PayPal Problems (hopefully temporary)

As I'm writing this the PayPal option apparently isn't available to anyone, which explains why I didn't see it. There are a lot of people pretty upset about this because it was by far the best withdrawal option... not only giving you cold hard cash, but also letting you withdrawal with only $2.

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However, there are still some strong supporters that are well aware of this problem... 

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It appears that the team at SlideJoy is working to fix the problem. 

What exactly is the problem? I have no idea... there is no information about it really.

Privacy Concerns

When it comes to apps/programs that collect user data there always seems to be some concerns.

The truth is that SlideJoy is monitoring your behavior. The algorithm learns about what you like and what you don't like based on your activity, it knows your name, where you live, etc.

However, it's not like this app is some spyware that is going to look through your photos and documents on your phone. It collects data only from the information you provided upon signing up and how you interact with the ads it shows you.

You can read SlideJoy's privacy policy here if you want to, but as far as I see there isn't anything "shady" going on here.

Pros/Cons

Pros

  • Passive earning potential
  • Very easy--brainless earning
  • Your lockscreen wasn't that important anyhow... so ads shown there aren't much of a nuisance
  • Free to use
  • Good withdrawal options

Cons

  • Very low earning potential
  • Drains battery to some extent
  • Might cause your phone to lag

Is SlideJoy a Scam?

Well, there are certainly a lot of upset users calling it such...

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... and there are some review sites like MouthShut where it has a horrible overall rating by users (2 out of 5 stars on MouthShut), but is it really a scam?

The answer is no. It isn't.

I know the earning potential is low, and there are problems with the app, but calling it a scam is taking things too far.

Also, the reviews on MouthShut are almost entirely from Indian users, which probably earn less compared to users in the US because, as I explained briefly earlier, the demand for advertising in India isn't as great as it is in the US.

Conclusion - Worth Your Time or Not?

SlideJoy is a legit app where you really can earn some extra money by simply unlocking your phone, but is it really worth it?

Is the extra couple dollars that you might earn each month even worth the battery drain and the extra money you will have to pay in electricity to charge your phone more? (a very good question)

SlideJoy apparently used to be much more worth the time. This is how it usually works. Earning apps like this will be awesome in the beginning, gain a lot of popularity, and then the owners either get greedy or realize they can't afford to keep paying so much... either way it leads to disappointment.

I guess the app still could be worth it to some people. Just don't expect much and remember that earning potential likely varies with demographics, location, etc.

If you want some other ways to earn money with apps you can check out this list of 40+ apps you can make money with.

Alternatively, my top recommended option for making money on the side is to use this program, which I've been using since 2015 to make thousands of dollars.

I hope you enjoyed this review and found it helpful. Let me know what you think about SlideJoy in the comment section below. I like to hear back from my readers πŸ™‚

The Side Hustle Bible – Scam or Legit Six-Figure Opportunity? [Review]

The Side Hustle Bible is a large collection of 177 "secretive" ways to earn money on the side. 

But is it really all that great? Can you really make money as soon as tomorrow with the information in this book? Can you really make thousands of dollars in passive income per week with what's provided? Or is The Side Hustle Bible a scam that you would be better off avoiding altogether?

One thing is for certain... the book provides a lot of great information BUT it is definitely over-hyped.

In this Side Hustle Bible review I'll be going over what you should definitely know beforehand, such as what this book includes, who it's best for, complaints, pros v cons and more.

Enjoy...

Note: This review is about The Side Hustle Bible by James Altucher. The reason I say this is because there are a lot of books out there titled The Side Hustle Bible.

What Is The Side Hustle Bible?

  • Name: The Side Hustle Bible
  • Author: James Altucher
  • Type: Resource of a bunch of income opportunties
  • Cost: Free (but there's a catch)
  • Recommended?: Depends; for some people
  • The Side Hustle Bible

    Overview

    The Side Hustle Bible is a book by the eccentric millionaire James Altucher that covers 177 different ways to make money on the side.

    It has a lot of focus on passive ways to make money, so the name The Side "Hustle" Bible might not be the greatest choice--since "hustle" usually implies something that takes a lot of work.

    But anyhow, the book is 372 pages and is jammed packed with a lot of good information, although it isn't the greatest choice if you are looking for a lot of details on specific opportunities.

    The cost of the book is free, but as I'll go over in a bit... it's not really 'free' in every sense of the word.

    To begin this review let's go over the sales pitch a bit, which is over-the-top and really hypes up this book to no end.

    The Sales Pitch

    Since you are reading my review, chances are that you came across one of the somewhat ridiculous sales pitches for The Side Hustle Bible.

    The one I came across promoted the book as as revealing 177 "secretive" six-figure income opportunities that can earn you passive income for the rest of your life.

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    *Note: There was a text version of the sales pitch also and there are probably different variations out there.

    Apparently the book is an "extremely limited release". That's what it states above the video and below it reads that there are "limited copies available"... but this is more than like likely just a marketing stunt.

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    You can also see the quote from a "happy and now-retired reader" who states that "I made $1 million in 92 days and retired".

    Sounds pretty awesome right? 

    You can make $1 million in 92 days and you are lucky enough to get this opportunity before the "limited copies available" run out.

    In the sales pitch he talks about this guy who make over $1 million in 92 days, whose name is supposedly Trevor Chapman.

    However, there is no verifiable proof of this guy and the story James tells, so who knows how true it is.

    It also doesn't help that the video testimonial from "Denise Chapman" (Trevor's wife) seems to either be fake or at the very least heavily scripted...

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    That said, there is another testimonial from a woman named Amy Morris that seems to check out. 

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    I've looked into her and there are interviews, articles, and more about how she earns money from her "side hustle".

    However, there is definitely no proof or anything suggesting that she was able to start generating this side-hustle income from reading James' Side Hustle Bible... so it's kinda like saying "hey, look at this person that makes all this money... now go buy my book that shows you how to make money". The two aren't as closely related as it may seem.

    Typical Over-hyped Sales Pitch

    As I'm sure you are well aware, the sales pitch makes this book sound like the greatest book to exist, which is probably why James decided to name it a Bible.

    One of the claims that I have a big issue with is that of being able to make money with any of the 177 income opportunities discussed as soon as tomorrow..

    screenshot

    This is very misleading and simply is not going to happen... but I guess I should have expected something like this. After all, all of James' other financial products are marketed in similar fashions.

    Some of the other rather over-the-top claims that have been made include that with this book you will be able to...

    • "Pay your mortgage for life using one of the most secret new income opportunities in America. "
    • "Retire in 100 days or less using the fastest growing business opportunities in the world."
    • "Upgrade your income to executive levels using a little-known β€œsocial review” trick."
    • "How to earn $23,500 in 45 minutes."

    While there is some truth to these claims and it's not like James is lying about them, he sure knows how to butter things up in a way that sounds magical and amazingly easy.

    One thing you have to realize is that selling people on products like this is how James makes a significant amount of his money.

    What You Get

    The Book

    The main thing you are getting here is obviously the book, The Side Hustle Bible, which is a 372 page book that includes 177 "secretive" income opportunities.

    However, these aren't really "secretive" income opportunities as is mentioned in the marketing material... but many are somewhat little-known by the general public.

    While the book is described as a step-by-step guide and blueprint, this is a pretty big exaggeration in my opinion.

    It's 372 pages and covers 177 different opportunities... that means that just over 2 pages are dedicated to each opportunity on average. And that's without factoring in the Table of Contents and whatnot. All in all, this is far from being a blueprint and basically just gives you little information on a bunch of different opportunities that exist.

    Bonus Gifts

    In addition to the main book here, James also throws a bunch of bonus gifts into the "free" offer. These might not be the same at the time of you reading this, but as of this review there are 5 bonus gifts which include:

    1. The Bestseller Blueprint - This is another book James put together, this time specifically about writing books and self publishing them, which you can potentially make a lot more money doing. This is actually covered in The Side Income Bible but this goes much more in-depth.

    2. The Five Best Retirement Jobs in America - Another book here. This one is about 5 jobs that allow you to work when you want and are his top picks for retirement.

    3. Your Side Hustle Quick-Start Guide & Workbook - This workbook is designed to help people go from having a side-hustle business idea to actually taking action on it and making money.

    4. Free Ticket to See The Altucher Show - You will get a free ticket to attend one of his live shows.

    5. Free Skype Call - As its listed right now, you can get a free Skype call with him and two special guests (unnamed at this point) "this spring".

    Why this spring? Well, I'm not sure, but my guess is probably because that is a long way away and he is likely hoping that most people will forget about it and/or not take him up on the offer... because having Skype calls with everyone and answering questions would be pretty time consuming.

    Newsletter

    As far as I can see this book is only available if you subscribe to The Altucher Report, which is a financial newsletter by James that updates subscribers on new income opportunities, which are usually flexible and geared toward living a "freedom lifestyle".

    I have seen talk online about this book being sold on Amazon, but as I'm writing this it isn't any longer. 

    I'll go over the cost of subscribing in a bit.

    Who Is James Altucher... and Is That a Wig?

    James Altucher

    He is a lot of things. Some of his notable achievements, as mentioned on his Wikipedia page, include being a:

    • Bestselling author with over 20 books published
    • Hedge fund manager
    • Multimillionaire who started (or helped start) over 20 businesses
    • Very successful podcaster 

    James is often referred to as an eccentric millionaire and is known to say a lot of crazy things.

    He once wrote about how he thinks college is a scam and also was calling Bitcoin a Ponzi scheme... but then shortly after releasing his cryptocurrency-focused newsletter that was largely about Bitcoin and similar opportunities.

    He's rich, he's smart, but sometimes he says some pretty crazy and controversial things.

    Is The Hair Real?

    I know everyone is wondering if his hair is actually real or not (well maybe not)

    In its unkempt appearance it seems like it could almost be fake, like a wig of some sort. 

    However, it does seem to be real... and the wild look of it goes perfectly with all the wild predictions that James makes.

    Addressing the Con Man Allegations

    If you do some research on this guy for even a couple minutes on Google you will likely come across some sort of information related to him being a con-man or a scammer, such as this article on Medium aptly titled Is James Altucher a Con Man?.

    Is he though?

    Well, the answer is open to opinion... and in my opinion not really.

    The way I see it is that his somewhat ridiculous marketing tactics are what has got him in this situation of being called a scammer.

    He's a smart guy and he sure knows how to market his products. But sometimes it seems he gets a little carried away... he gets a little too creative and colorful with his marketing approaches and they become deceptive, misleading, exaggerated, unethical, etc.

    What this leads to is a bunch of people buying into the hype who are soon disappointed in the products they bought into... and then call him a scammer, con-man, etc.

    On second thought... he does kinda con people into buying or subscribing to his products by misleading them...hmmm...

    The Cost

    When something sounds too good to be true then it probably is. This old saying works out most of the time and this is one of those times.

    It obviously sounds way too good to be true that Mr. Altucher is just going to give you all of this stuff for free.

    You are going to have to sign up for The Altucher Report, which is his main financial newsletter that goes out every month... even if you don't want it and are just looking to get the "free" book.

    Confusion About Price

    In the first page of the sales pitch I was told that I was going to get an "incredible deal of $49" to subscribe to this newsletter...

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    However, on the subsequent page I was told that my "special discounted price" was $79...

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    What the heck is going on here?!

    OOOHH... I see now. I'm being pushed to purchase the "BEST DEAL" subscription.

    There are 3 different subscription levels from what I'm seeing:

    • BEST DEAL - $79
      • Digital download plus print subscription + his book Choose Yourself as a bonus
    • Basic Subscription - $49
      • Digital download only
    • Premium Subscription - $129
      • Digital download plus print subscription

    *Note: The "Premium Subscription" is a joke... likely just a marketing stunt. As you can see it costs more than the "BEST DEAL" subscription and provides you with less. 

    Money Back Guarantee

    The good news with all of this is that, although you are forced to subscribe to The Altucher Report in order to get his Side Hustle Bible, you have 12 full months where you are able to receive a full refund, as you can see here...

    screenshot

    As far as it is stated you should be able to get a refund without any reason as to why you are requesting it. You could even subscribe just to get the "free" Side Hustle Bible and then request a refund immediately after doing so.

    HOWEVER, it seems that things aren't quite as easy as they seem... and getting that promised refund within 12 months is more difficult than we are led to believe (I'll go over some complaints about this soon!).

    Who It's Best For

    This book is not for someone looking for actionable steps and a blueprint for starting a side hustle. While it does provide some information and steps for getting started with the different side hustles mentioned in the book, the information provided is very brief.

    As mentioned, the book is 372 pages long and covers 177 different opportunities, which means there isn't a lot of focus on any one opportunity.

    That said, while it may not be for everyone, it is a great book for those looking to get the gears turning... get the mind thinking about what they can potentially do as a side hustle for extra money... and then they can seek further information from other sources in order to take action.

    Customer Reviews/ Complaints

    There aren't any customer reviews I can find for the Side Hustle Bible book. I've done quite a bit of research and the best I can find are just reviews written to promote it, but nothing from real customers.

    HOWEVER, what I do want to go over are complaints about James Altucher's company here, which there are a lot of.

    The company behind all of this is Choose Yourself Media. This is James' company.

    When I started looking into it, right off the bat things weren't looking all that great. They have a F rating with the BBB (that's the worst possible rating) and are not accredited (not that this matters much).

    And when I started looking at the complaints things got even worse.

    1. Not Able to Get Refund

    One of the first complaints I saw was about the refund... which this person has tried to get without any success...

    screenshot

    But one complaint about having trouble getting a refund isn't that bad, right?

    Well, the problem is that there are more.

    This person talks about the same problem... trying to get a refund but having no success contacting the customer service team, which seems to be pretty bad.

    screenshot

    And there are more. The same story for this person... no response after trying to contact customer support for a refund again and again...

    screenshot

    2. Bombarded With Promotions

    In the one complaint shown above the person also talks about The Altucher Report being a "continual infomercial", which is actually a pretty good way to describe it.

    Yes, James does provide some very good information in his newsletter and there are people that are satisfied, but he does push a lot of promotions onto his subscribers as well and there are complaints about this.

    3. Misleading Marketing

    As expected, there are also complaints about the ridiculous marketing that goes on here--in which people are lured into subscribing to his newsletter and other things with some sort of teaser...

    screenshot

    Pros v Cons

    Pros

    • "Free"
    • Long list of 177 opportunities
    • Great resource for getting the mind thinking about various ways to make a side income
    • Written by a multi-millionaire who helps people make money for a living

    Cons

    • Over-hyped marketing material that is misleading
    • Have to subscribe to The Altucher Report which costs money
    • Lots of promotional material with The Altucher Report and even in The Side Hustle Bible
    • Complaints about there being trouble getting a refund

    Final Thoughts - Worth It or Not?

    It would be nice if this book and his newsletter were marketed in a more honest fashion, but they aren't. Instead, James goes for the over-hyped, deceptive, and misleading approach to lure in new customers.

    Wouldn't it be nice? And forget about those bonuses! How about just lower the price in the first place? If he is able to throw in bonus after bonus like this and still stay in business then something is wrong here.

    That said, if you are able to look past the deceptive marketing practices used here and focus on The Side Hustle Bible itself then there is good value. After all, it's a free book that provides you with 177 ways to make money on the side... some really good ideas here that will likely peak your interest and get your imagination going.

    Ya, it stinks that you have to subscribe to The Altucher Report. It would be nice if this were an option and not a requirement... but hey, he has to make money somehow and can't just be giving a bunch of things away for free.

    And hopefully they honor the refund policy if you decide to request your money back! This is still a major concern of mine. Unfortunately it seems like a lot of the financial newsletters out there have issues giving people their money back... for example I reviewed Nova X Report as well and there was the same complaint with this one.

    Anyways... I hope you enjoyed my review and found this information helpful. Hopefully you have a better idea of what you are getting into if you decide to get The Side Hustle Bible.

    Before you leave, something you may want to take a look at since you are looking for side-income is how I make a living working online, which I have been doing since 2015 with this program.

    Alternatively you can check out my top income ideas or a big list of 70+ ways to make money from home to get you thinking.

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